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OmniAsset › Mutual funds › Kotak Liquid Fund

Kotak Liquid Fund

Liquid fund benchmarked to Nifty Liquid Index A-I. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20265731.0493
CategoryLiquid
PlanDirect · Growth
Launched4 Oct 2000
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Liquid Index A-I
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.15%
AUM₹37,261 Cr
Growth of ₹10,000₹13,5862 Sep 2021 to 2 Sep 2026
₹13,586₹12,689₹11,793₹10,896₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,586 (+6.3% a year) Kotak Liquid Fund

Performance (trailing, annualised)

1Y annualised6.50%
3Y annualised6.97%
5Y annualised6.32%
10Y annualised6.09%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,3256.71%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,98,9866.78%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,11,8516.77%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.35%
Calendar 20224.85%
Calendar 20237.10%
Calendar 20247.42%
Calendar 20256.61%

Rolling returns

Rolling 1Y · average657 windows since 20 Jan 20146.73%
Rolling 1Y · median7.04%
Rolling 1Y · worst window3.24%
Rolling 1Y · best window9.85%
Rolling 1Y · windows positive100%
Rolling 3Y · average552 windows since 26 Jan 20166.48%
Rolling 3Y · median6.88%
Rolling 3Y · worst window4.04%
Rolling 3Y · best window8.92%
Rolling 3Y · windows positive100%
Rolling 5Y · average448 windows since 24 Jan 20186.24%
Rolling 5Y · median5.84%
Rolling 5Y · worst window5.19%
Rolling 5Y · best window8.21%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.18%
Downside deviation (3Y)0.00%
Maximum drawdown-0.01%

Management

Fund managerMr. Deepak Agrawal, Mr. Sunil Pandey
Managing since1 Jun 2025

What it holds

SecurityWeight
Small Industries Development Bank Of India (21/09/2026) **3.9%
HDFC BANK LIMITED CD 01OCT263.7%
GOVERNMENT OF INDIA 37435 091 DAYS TBILL 13AG26 FV RS 1002.5%
91 DAYS T-BILL - 24SEP20262.4%
GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 1001.9%
INDIAN OIL CORPORATION LIMITED 60D CP 08SEP261.9%
Union Bank of India CD1.9%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 08SEP261.9%
HDFC Bank Limited (16/09/2026) **1.9%
GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 1001.9%
SectorWeight
Financial90.1%
Energy & Utilities2.4%
Consumer Discretionary1.6%
Diversified1.5%
Technology1.1%

Portfolio disclosed: 99.8% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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