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OmniAsset › Mutual funds › LIC MF Banking & PSU Debt Fund

LIC MF Banking & PSU Debt Fund

Banking & PSU fund benchmarked to NIFTY Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202611.8416
CategoryBanking & PSU
PlanRegular · Idcw
Launched28 May 2007
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1NIFTY Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.65%
AUM₹1.70 Cr
Growth of ₹10,000₹11,0022 Sep 2021 to 2 Sep 2026
₹11,014₹10,760₹10,507₹10,253₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹11,002 (+1.9% a year) LIC MF Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.24%
3Y annualised2.83%
5Y annualised1.93%
10Y annualised1.60%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3855.25%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,80,9603.71%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,43,5742.77%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.18%
Calendar 20220.16%
Calendar 20230.61%
Calendar 20242.26%
Calendar 20252.99%

Rolling returns

Rolling 1Y · average936 windows since 4 Jun 20080.80%
Rolling 1Y · median0.24%
Rolling 1Y · worst window-0.73%
Rolling 1Y · best window5.16%
Rolling 1Y · windows positive63%
Rolling 3Y · average834 windows since 4 Jun 20100.71%
Rolling 3Y · median0.27%
Rolling 3Y · worst window-0.06%
Rolling 3Y · best window2.88%
Rolling 3Y · windows positive90%
Rolling 5Y · average731 windows since 4 Jun 20120.70%
Rolling 5Y · median0.36%
Rolling 5Y · worst window0.02%
Rolling 5Y · best window2.08%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.96%
Downside deviation (3Y)0.56%
Maximum drawdown-0.60%

Management

Fund managerFM -1-Pratik Harish Shroff, FM -2- Rahul Singh
Managing since2 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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