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OmniAsset › Mutual funds › LIC MF Banking & PSU Debt Fund

LIC MF Banking & PSU Debt Fund

Banking & PSU fund benchmarked to NIFTY Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.8134
CategoryBanking & PSU
PlanRegular · Idcw
Launched28 May 2007
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1NIFTY Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.65%
AUM₹0.21 Cr
Growth of ₹10,000₹13,0072 Sep 2021 to 2 Sep 2026
₹13,022₹12,238₹11,455₹10,672₹9,889Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,007 (+5.4% a year) LIC MF Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.24%
3Y annualised6.81%
5Y annualised5.40%
10Y annualised3.17%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3855.25%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,96,4886.37%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,04,6206.36%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.80%
Calendar 20223.06%
Calendar 20236.51%
Calendar 20247.78%
Calendar 20257.49%

Rolling returns

Rolling 1Y · average936 windows since 4 Jun 20081.66%
Rolling 1Y · median0.34%
Rolling 1Y · worst window-2.91%
Rolling 1Y · best window9.90%
Rolling 1Y · windows positive68%
Rolling 3Y · average834 windows since 4 Jun 20101.44%
Rolling 3Y · median0.36%
Rolling 3Y · worst window-0.56%
Rolling 3Y · best window7.53%
Rolling 3Y · windows positive83%
Rolling 5Y · average731 windows since 4 Jun 20121.17%
Rolling 5Y · median0.38%
Rolling 5Y · worst window-0.19%
Rolling 5Y · best window5.55%
Rolling 5Y · windows positive92%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.08%
Downside deviation (3Y)0.56%
Maximum drawdown-0.60%

Management

Fund managerFM -1-Pratik Harish Shroff, FM -2- Rahul Singh
Managing since2 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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