LIC MF Banking & PSU Debt Fund
Banking & PSU fund benchmarked to NIFTY Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.
| Latest NAV2 Sep 2026 | 15.0685 |
|---|---|
| Category | Banking & PSU |
| Plan | Direct · Idcw |
| Launched | 28 May 2007 |
| Risk labelthe scheme's own riskometer | Moderate |
| Legal benchmarkSEBI Tier-1 | NIFTY Banking & PSU Debt Index A-II |
| Expense ratiodirect plan, a year | 0.28% |
| AUM | ₹0.07 Cr |
Growth of ₹10,000₹13,5432 Sep 2021 to 2 Sep 2026
₹13,543 (+6.3% a year) LIC MF Banking & PSU Debt Fund
| Point | LIC MF Banking & PSU Debt Fund |
|---|---|
| 2 Sep 2021 | ₹10,000 |
| 6 Sep 2021 | ₹10,002 |
| 13 Sep 2021 | ₹10,006 |
| 20 Sep 2021 | ₹10,015 |
| 27 Sep 2021 | ₹10,009 |
| 4 Oct 2021 | ₹10,009 |
| 11 Oct 2021 | ₹10,011 |
| 18 Oct 2021 | ₹10,020 |
| 25 Oct 2021 | ₹10,021 |
| 1 Nov 2021 | ₹10,020 |
| 8 Nov 2021 | ₹10,035 |
| 15 Nov 2021 | ₹10,040 |
| 22 Nov 2021 | ₹10,048 |
| 29 Nov 2021 | ₹10,054 |
| 6 Dec 2021 | ₹10,060 |
| 13 Dec 2021 | ₹10,067 |
| 20 Dec 2021 | ₹10,068 |
| 27 Dec 2021 | ₹10,070 |
| 3 Jan 2022 | ₹10,080 |
| 10 Jan 2022 | ₹10,081 |
| 17 Jan 2022 | ₹10,090 |
| 24 Jan 2022 | ₹10,095 |
| 31 Jan 2022 | ₹10,102 |
| 8 Feb 2022 | ₹10,100 |
| 14 Feb 2022 | ₹10,123 |
| 21 Feb 2022 | ₹10,131 |
| 28 Feb 2022 | ₹10,133 |
| 7 Mar 2022 | ₹10,128 |
| 14 Mar 2022 | ₹10,135 |
| 21 Mar 2022 | ₹10,152 |
| 28 Mar 2022 | ₹10,159 |
| 4 Apr 2022 | ₹10,172 |
| 11 Apr 2022 | ₹10,162 |
| 18 Apr 2022 | ₹10,161 |
| 25 Apr 2022 | ₹10,173 |
| 2 May 2022 | ₹10,178 |
| 9 May 2022 | ₹10,122 |
| 17 May 2022 | ₹10,129 |
| 23 May 2022 | ₹10,138 |
| 30 May 2022 | ₹10,146 |
| 6 Jun 2022 | ₹10,148 |
| 13 Jun 2022 | ₹10,152 |
| 20 Jun 2022 | ₹10,163 |
| 27 Jun 2022 | ₹10,175 |
| 4 Jul 2022 | ₹10,193 |
| 11 Jul 2022 | ₹10,206 |
| 18 Jul 2022 | ₹10,215 |
| 25 Jul 2022 | ₹10,227 |
| 1 Aug 2022 | ₹10,243 |
| 8 Aug 2022 | ₹10,246 |
| 17 Aug 2022 | ₹10,281 |
| 22 Aug 2022 | ₹10,276 |
| 29 Aug 2022 | ₹10,285 |
| 5 Sep 2022 | ₹10,299 |
| 12 Sep 2022 | ₹10,305 |
| 19 Sep 2022 | ₹10,289 |
| 26 Sep 2022 | ₹10,259 |
| 3 Oct 2022 | ₹10,280 |
| 10 Oct 2022 | ₹10,278 |
| 17 Oct 2022 | ₹10,287 |
| 25 Oct 2022 | ₹10,307 |
| 31 Oct 2022 | ₹10,320 |
| 7 Nov 2022 | ₹10,334 |
| 14 Nov 2022 | ₹10,359 |
| 21 Nov 2022 | ₹10,372 |
| 28 Nov 2022 | ₹10,396 |
| 5 Dec 2022 | ₹10,417 |
| 12 Dec 2022 | ₹10,417 |
| 19 Dec 2022 | ₹10,430 |
| 26 Dec 2022 | ₹10,431 |
| 2 Jan 2023 | ₹10,445 |
| 9 Jan 2023 | ₹10,456 |
| 16 Jan 2023 | ₹10,474 |
| 23 Jan 2023 | ₹10,485 |
| 30 Jan 2023 | ₹10,483 |
| 6 Feb 2023 | ₹10,513 |
| 13 Feb 2023 | ₹10,512 |
| 20 Feb 2023 | ₹10,512 |
| 27 Feb 2023 | ₹10,509 |
| 6 Mar 2023 | ₹10,525 |
| 13 Mar 2023 | ₹10,551 |
| 20 Mar 2023 | ₹10,580 |
| 27 Mar 2023 | ₹10,596 |
| 3 Apr 2023 | ₹10,622 |
| 10 Apr 2023 | ₹10,669 |
| 17 Apr 2023 | ₹10,679 |
| 24 Apr 2023 | ₹10,709 |
| 2 May 2023 | ₹10,731 |
| 8 May 2023 | ₹10,757 |
| 15 May 2023 | ₹10,770 |
| 22 May 2023 | ₹10,800 |
| 29 May 2023 | ₹10,803 |
| 5 Jun 2023 | ₹10,822 |
| 12 Jun 2023 | ₹10,826 |
| 19 Jun 2023 | ₹10,836 |
| 26 Jun 2023 | ₹10,836 |
| 3 Jul 2023 | ₹10,843 |
| 10 Jul 2023 | ₹10,853 |
| 17 Jul 2023 | ₹10,882 |
| 24 Jul 2023 | ₹10,897 |
| 31 Jul 2023 | ₹10,897 |
| 7 Aug 2023 | ₹10,909 |
| 14 Aug 2023 | ₹10,915 |
| 21 Aug 2023 | ₹10,921 |
| 28 Aug 2023 | ₹10,945 |
| 4 Sep 2023 | ₹10,959 |
| 11 Sep 2023 | ₹10,968 |
| 18 Sep 2023 | ₹10,981 |
| 25 Sep 2023 | ₹10,997 |
| 3 Oct 2023 | ₹11,000 |
| 9 Oct 2023 | ₹10,978 |
| 16 Oct 2023 | ₹11,004 |
| 23 Oct 2023 | ₹11,009 |
| 30 Oct 2023 | ₹11,024 |
| 6 Nov 2023 | ₹11,049 |
| 13 Nov 2023 | ₹11,069 |
| 20 Nov 2023 | ₹11,089 |
| 28 Nov 2023 | ₹11,092 |
| 4 Dec 2023 | ₹11,105 |
| 11 Dec 2023 | ₹11,123 |
| 18 Dec 2023 | ₹11,156 |
| 26 Dec 2023 | ₹11,172 |
| 1 Jan 2024 | ₹11,183 |
| 8 Jan 2024 | ₹11,191 |
| 15 Jan 2024 | ₹11,219 |
| 23 Jan 2024 | ₹11,230 |
| 29 Jan 2024 | ₹11,246 |
| 5 Feb 2024 | ₹11,282 |
| 12 Feb 2024 | ₹11,298 |
| 20 Feb 2024 | ₹11,318 |
| 26 Feb 2024 | ₹11,336 |
| 4 Mar 2024 | ₹11,356 |
| 11 Mar 2024 | ₹11,387 |
| 18 Mar 2024 | ₹11,391 |
| 26 Mar 2024 | ₹11,399 |
| 2 Apr 2024 | ₹11,431 |
| 8 Apr 2024 | ₹11,436 |
| 15 Apr 2024 | ₹11,445 |
| 22 Apr 2024 | ₹11,440 |
| 29 Apr 2024 | ₹11,458 |
| 6 May 2024 | ₹11,486 |
| 13 May 2024 | ₹11,501 |
| 21 May 2024 | ₹11,536 |
| 27 May 2024 | ₹11,558 |
| 3 Jun 2024 | ₹11,565 |
| 10 Jun 2024 | ₹11,569 |
| 18 Jun 2024 | ₹11,597 |
| 24 Jun 2024 | ₹11,614 |
| 1 Jul 2024 | ₹11,628 |
| 8 Jul 2024 | ₹11,653 |
| 15 Jul 2024 | ₹11,672 |
| 22 Jul 2024 | ₹11,694 |
| 29 Jul 2024 | ₹11,725 |
| 5 Aug 2024 | ₹11,750 |
| 12 Aug 2024 | ₹11,763 |
| 19 Aug 2024 | ₹11,776 |
| 26 Aug 2024 | ₹11,802 |
| 2 Sep 2024 | ₹11,815 |
| 9 Sep 2024 | ₹11,838 |
| 16 Sep 2024 | ₹11,868 |
| 23 Sep 2024 | ₹11,905 |
| 30 Sep 2024 | ₹11,927 |
| 7 Oct 2024 | ₹11,924 |
| 14 Oct 2024 | ₹11,972 |
| 21 Oct 2024 | ₹11,968 |
| 28 Oct 2024 | ₹11,977 |
| 4 Nov 2024 | ₹11,995 |
| 11 Nov 2024 | ₹12,017 |
| 18 Nov 2024 | ₹12,022 |
| 25 Nov 2024 | ₹12,031 |
| 2 Dec 2024 | ₹12,068 |
| 9 Dec 2024 | ₹12,087 |
| 16 Dec 2024 | ₹12,091 |
| 23 Dec 2024 | ₹12,094 |
| 30 Dec 2024 | ₹12,104 |
| 6 Jan 2025 | ₹12,124 |
| 13 Jan 2025 | ₹12,118 |
| 20 Jan 2025 | ₹12,158 |
| 27 Jan 2025 | ₹12,183 |
| 3 Feb 2025 | ₹12,210 |
| 10 Feb 2025 | ₹12,224 |
| 17 Feb 2025 | ₹12,229 |
| 24 Feb 2025 | ₹12,241 |
| 3 Mar 2025 | ₹12,229 |
| 10 Mar 2025 | ₹12,249 |
| 17 Mar 2025 | ₹12,271 |
| 24 Mar 2025 | ₹12,331 |
| 31 Mar 2025 | ₹12,415 |
| 7 Apr 2025 | ₹12,481 |
| 15 Apr 2025 | ₹12,531 |
| 21 Apr 2025 | ₹12,581 |
| 28 Apr 2025 | ₹12,596 |
| 5 May 2025 | ₹12,623 |
| 13 May 2025 | ₹12,638 |
| 19 May 2025 | ₹12,698 |
| 26 May 2025 | ₹12,750 |
| 2 Jun 2025 | ₹12,769 |
| 9 Jun 2025 | ₹12,796 |
| 16 Jun 2025 | ₹12,744 |
| 23 Jun 2025 | ₹12,746 |
| 30 Jun 2025 | ₹12,755 |
| 7 Jul 2025 | ₹12,805 |
| 14 Jul 2025 | ₹12,805 |
| 21 Jul 2025 | ₹12,826 |
| 28 Jul 2025 | ₹12,831 |
| 4 Aug 2025 | ₹12,854 |
| 11 Aug 2025 | ₹12,835 |
| 18 Aug 2025 | ₹12,822 |
| 25 Aug 2025 | ₹12,822 |
| 1 Sep 2025 | ₹12,813 |
| 9 Sep 2025 | ₹12,853 |
| 15 Sep 2025 | ₹12,861 |
| 22 Sep 2025 | ₹12,886 |
| 30 Sep 2025 | ₹12,902 |
| 6 Oct 2025 | ₹12,945 |
| 13 Oct 2025 | ₹12,969 |
| 20 Oct 2025 | ₹12,993 |
| 27 Oct 2025 | ₹12,991 |
| 3 Nov 2025 | ₹13,013 |
| 10 Nov 2025 | ₹13,034 |
| 17 Nov 2025 | ₹13,038 |
| 24 Nov 2025 | ₹13,055 |
| 1 Dec 2025 | ₹13,067 |
| 8 Dec 2025 | ₹13,081 |
| 15 Dec 2025 | ₹13,044 |
| 22 Dec 2025 | ₹13,042 |
| 29 Dec 2025 | ₹13,075 |
| 5 Jan 2026 | ₹13,076 |
| 12 Jan 2026 | ₹13,088 |
| 19 Jan 2026 | ₹13,048 |
| 27 Jan 2026 | ₹13,068 |
| 2 Feb 2026 | ₹13,073 |
| 9 Feb 2026 | ₹13,104 |
| 16 Feb 2026 | ₹13,152 |
| 23 Feb 2026 | ₹13,157 |
| 2 Mar 2026 | ₹13,179 |
| 9 Mar 2026 | ₹13,159 |
| 16 Mar 2026 | ₹13,153 |
| 23 Mar 2026 | ₹13,132 |
| 30 Mar 2026 | ₹13,129 |
| 6 Apr 2026 | ₹13,121 |
| 13 Apr 2026 | ₹13,209 |
| 20 Apr 2026 | ₹13,240 |
| 27 Apr 2026 | ₹13,232 |
| 4 May 2026 | ₹13,221 |
| 11 May 2026 | ₹13,244 |
| 18 May 2026 | ₹13,193 |
| 25 May 2026 | ₹13,211 |
| 1 Jun 2026 | ₹13,237 |
| 8 Jun 2026 | ₹13,320 |
| 15 Jun 2026 | ₹13,379 |
| 22 Jun 2026 | ₹13,401 |
| 29 Jun 2026 | ₹13,463 |
| 6 Jul 2026 | ₹13,500 |
| 13 Jul 2026 | ₹13,485 |
| 20 Jul 2026 | ₹13,469 |
| 27 Jul 2026 | ₹13,501 |
| 3 Aug 2026 | ₹13,511 |
| 10 Aug 2026 | ₹13,552 |
| 17 Aug 2026 | ₹13,557 |
| 24 Aug 2026 | ₹13,531 |
| 31 Aug 2026 | ₹13,533 |
| 2 Sep 2026 | ₹13,543 |
Performance (trailing, annualised)
| 1Y annualised | 5.69% |
|---|---|
| 3Y annualised | 7.32% |
| 5Y annualised | 6.25% |
Point-to-point from the fund's own published NAV; a period the history does not span is left out.
SIP returns
| SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,655 | 5.67% |
|---|---|
| SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,402 | 6.86% |
| SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,14,151 | 6.90% |
₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).
Calendar years
| Calendar 2021 | 3.14% |
|---|---|
| Calendar 2022 | 3.63% |
| Calendar 2023 | 7.07% |
| Calendar 2024 | 8.32% |
| Calendar 2025 | 8.03% |
Rolling returns
| Rolling 1Y · average455 windows since 22 Jan 2014 | 4.19% |
|---|---|
| Rolling 1Y · median | 3.72% |
| Rolling 1Y · worst window | -0.84% |
| Rolling 1Y · best window | 10.45% |
| Rolling 1Y · windows positive | 94% |
| Rolling 3Y · average349 windows since 12 May 2017 | 4.24% |
| Rolling 3Y · median | 3.52% |
| Rolling 3Y · worst window | -0.21% |
| Rolling 3Y · best window | 8.08% |
| Rolling 3Y · windows positive | 97% |
| Rolling 5Y · average313 windows since 23 Jan 2018 | 3.25% |
| Rolling 5Y · median | 3.45% |
| Rolling 5Y · worst window | 0.11% |
| Rolling 5Y · best window | 6.42% |
| Rolling 5Y · windows positive | 100% |
Every window of that length in the published history, so one lucky start date cannot flatter the fund.
Risk
| Volatility (3Y) | 1.08% |
|---|---|
| Downside deviation (3Y) | 0.55% |
| Maximum drawdown | -0.59% |
Management
| Fund manager | FM -1-Pratik Harish Shroff, FM -2- Rahul Singh |
|---|---|
| Managing since | 2 Sep 2026 |
Related
Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.
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