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OmniAsset › Mutual funds › Nippon India Banking and PSU Debt Fund

Nippon India Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202621.9484
CategoryBanking & PSU
PlanRegular · Idcw
Launched5 May 2015
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.78%
AUM₹11.8 Cr
Growth of ₹10,000₹13,2592 Sep 2021 to 2 Sep 2026
₹13,310₹12,482₹11,655₹10,827₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,259 (+5.8% a year) Nippon India Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.03%
3Y annualised6.73%
5Y annualised5.80%
10Y annualised6.87%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,1894.94%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,95,4836.20%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,04,3166.35%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.86%
Calendar 20223.17%
Calendar 20236.80%
Calendar 20247.85%
Calendar 20257.29%

Rolling returns

Rolling 1Y · average529 windows since 18 May 20167.24%
Rolling 1Y · median7.24%
Rolling 1Y · worst window2.00%
Rolling 1Y · best window12.79%
Rolling 1Y · windows positive100%
Rolling 3Y · average426 windows since 23 May 20187.08%
Rolling 3Y · median7.33%
Rolling 3Y · worst window4.42%
Rolling 3Y · best window9.44%
Rolling 3Y · windows positive100%
Rolling 5Y · average324 windows since 18 May 20207.08%
Rolling 5Y · median6.95%
Rolling 5Y · worst window5.60%
Rolling 5Y · best window8.99%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.20%
Downside deviation (3Y)0.67%
Maximum drawdown-0.72%

Management

Fund managerPranay Sinha, Vivek Sharma
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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