OmniAsset
Get app

OmniAsset › Mutual funds › Nippon India Banking and PSU Debt Fund

Nippon India Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.841
CategoryBanking & PSU
PlanRegular · Idcw
Launched5 May 2015
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.78%
AUM₹0.20 Cr
Growth of ₹10,000₹10,1512 Sep 2021 to 2 Sep 2026
₹10,453₹10,297₹10,141₹9,985₹9,829Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,151 (+0.3% a year) Nippon India Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised0.38%
3Y annualised0.44%
5Y annualised0.30%
10Y annualised0.33%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,2110.33%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,61,3710.25%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,06,4840.42%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-0.18%
Calendar 2022-0.16%
Calendar 20231.02%
Calendar 20240.80%
Calendar 20250.44%

Rolling returns

Rolling 1Y · average529 windows since 18 May 20160.57%
Rolling 1Y · median0.60%
Rolling 1Y · worst window-3.50%
Rolling 1Y · best window4.47%
Rolling 1Y · windows positive69%
Rolling 3Y · average426 windows since 23 May 20180.53%
Rolling 3Y · median0.64%
Rolling 3Y · worst window-1.47%
Rolling 3Y · best window1.98%
Rolling 3Y · windows positive77%
Rolling 5Y · average324 windows since 18 May 20200.39%
Rolling 5Y · median0.34%
Rolling 5Y · worst window-0.16%
Rolling 5Y · best window1.78%
Rolling 5Y · windows positive92%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.64%
Downside deviation (3Y)3.47%
Maximum drawdown-4.26%

Management

Fund managerPranay Sinha, Vivek Sharma
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker