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OmniAsset › Mutual funds › Nippon India Banking and PSU Debt Fund

Nippon India Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.2491
CategoryBanking & PSU
PlanRegular · Idcw
Launched5 May 2015
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.78%
AUM₹0.03 Cr
Growth of ₹10,000₹9,8882 Sep 2021 to 2 Sep 2026
₹10,160₹10,070₹9,980₹9,890₹9,800Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹9,888 (-0.2% a year) Nippon India Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised-0.89%
3Y annualised-0.11%
5Y annualised-0.22%
10Y annualised0.07%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,19,269-1.12%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,57,389-0.47%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹5,96,726-0.22%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.62%
Calendar 20220.01%
Calendar 20230.05%
Calendar 20240.19%
Calendar 20250.23%

Rolling returns

Rolling 1Y · average529 windows since 18 May 20160.19%
Rolling 1Y · median0.13%
Rolling 1Y · worst window-2.75%
Rolling 1Y · best window3.32%
Rolling 1Y · windows positive62%
Rolling 3Y · average426 windows since 23 May 20180.21%
Rolling 3Y · median0.13%
Rolling 3Y · worst window-0.97%
Rolling 3Y · best window1.26%
Rolling 3Y · windows positive70%
Rolling 5Y · average324 windows since 18 May 20200.22%
Rolling 5Y · median0.23%
Rolling 5Y · worst window-0.31%
Rolling 5Y · best window0.86%
Rolling 5Y · windows positive76%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.54%
Downside deviation (3Y)1.19%
Maximum drawdown-3.13%

Management

Fund managerPranay Sinha, Vivek Sharma
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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