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OmniAsset › Mutual funds › Nippon India Banking and PSU Debt Fund

Nippon India Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202622.8826
CategoryBanking & PSU
PlanDirect · Idcw
Launched5 May 2015
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.39%
AUM₹0.46 Cr
Growth of ₹10,000₹13,5392 Sep 2021 to 2 Sep 2026
₹13,587₹12,690₹11,793₹10,896₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,539 (+6.2% a year) Nippon India Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.44%
3Y annualised7.15%
5Y annualised6.25%
10Y annualised7.29%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,4545.36%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,9636.62%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,11,9396.78%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.32%
Calendar 20223.65%
Calendar 20237.25%
Calendar 20248.28%
Calendar 20257.71%

Rolling returns

Rolling 1Y · average529 windows since 18 May 20167.64%
Rolling 1Y · median7.63%
Rolling 1Y · worst window2.47%
Rolling 1Y · best window13.32%
Rolling 1Y · windows positive100%
Rolling 3Y · average426 windows since 23 May 20187.50%
Rolling 3Y · median7.67%
Rolling 3Y · worst window4.90%
Rolling 3Y · best window9.93%
Rolling 3Y · windows positive100%
Rolling 5Y · average324 windows since 18 May 20207.52%
Rolling 5Y · median7.43%
Rolling 5Y · worst window6.05%
Rolling 5Y · best window9.32%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.21%
Downside deviation (3Y)0.66%
Maximum drawdown-0.68%

Management

Fund managerPranay Sinha, Vivek Sharma
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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