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OmniAsset › Mutual funds › Nippon India Banking and PSU Debt Fund

Nippon India Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.9123
CategoryBanking & PSU
PlanDirect · Idcw
Launched5 May 2015
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.39%
AUM₹0.09 Cr
Growth of ₹10,000₹10,1862 Sep 2021 to 2 Sep 2026
₹10,484₹10,321₹10,158₹9,995₹9,832Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,186 (+0.4% a year) Nippon India Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised0.42%
3Y annualised0.48%
5Y annualised0.37%
10Y annualised0.38%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,2750.42%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,61,7240.31%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,07,4580.49%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-0.01%
Calendar 20220.00%
Calendar 20231.06%
Calendar 20240.85%
Calendar 20250.48%

Rolling returns

Rolling 1Y · average529 windows since 18 May 20160.62%
Rolling 1Y · median0.66%
Rolling 1Y · worst window-3.71%
Rolling 1Y · best window4.62%
Rolling 1Y · windows positive72%
Rolling 3Y · average426 windows since 23 May 20180.58%
Rolling 3Y · median0.69%
Rolling 3Y · worst window-1.46%
Rolling 3Y · best window2.06%
Rolling 3Y · windows positive78%
Rolling 5Y · average324 windows since 18 May 20200.44%
Rolling 5Y · median0.40%
Rolling 5Y · worst window-0.12%
Rolling 5Y · best window1.86%
Rolling 5Y · windows positive93%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.80%
Downside deviation (3Y)3.63%
Maximum drawdown-4.29%

Management

Fund managerPranay Sinha, Vivek Sharma
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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