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OmniAsset › Mutual funds › SBI BANKING & PSU DEBT FUND

SBI BANKING & PSU DEBT FUND

Banking & PSU fund benchmarked to NIFTY Banking and PSU Debt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20263303.5518
CategoryBanking & PSU
PlanRegular · Growth
Launched30 Sep 2009
Risk labelthe scheme's own riskometerMODERATE
Legal benchmarkSEBI Tier-1NIFTY Banking and PSU Debt Index
Expense ratiodirect plan, a year0.80%
AUM₹1,176 Cr
Growth of ₹10,000₹13,1462 Sep 2021 to 2 Sep 2026
₹13,173₹12,379₹11,585₹10,791₹9,998Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,146 (+5.6% a year) SBI BANKING & PSU DEBT FUND

Performance (trailing, annualised)

1Y annualised5.21%
3Y annualised6.74%
5Y annualised5.62%
10Y annualised6.64%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3045.13%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,96,0696.30%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,03,9806.33%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.58%
Calendar 20222.87%
Calendar 20236.56%
Calendar 20247.69%
Calendar 20257.43%

Rolling returns

Rolling 1Y · average605 windows since 19 Nov 20147.19%
Rolling 1Y · median7.42%
Rolling 1Y · worst window1.53%
Rolling 1Y · best window11.74%
Rolling 1Y · windows positive100%
Rolling 3Y · average502 windows since 24 Nov 20167.00%
Rolling 3Y · median7.35%
Rolling 3Y · worst window3.86%
Rolling 3Y · best window9.34%
Rolling 3Y · windows positive100%
Rolling 5Y · average400 windows since 26 Nov 20186.95%
Rolling 5Y · median6.59%
Rolling 5Y · worst window5.31%
Rolling 5Y · best window8.70%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.02%
Downside deviation (3Y)0.53%
Maximum drawdown-0.62%

Management

Fund managerMr. Rajeev Radhakrishnan, Mr. Ardhendu Bhattacharya
Managing since16 Nov 2013

What it holds

SecurityWeight
Housing and Urban Development Corporation Ltd.5.1%
Bank of Baroda4.8%
Small Industries Development Bank of India4.8%
Canara Bank4.8%
Power Grid Corporation of India Ltd.4.7%
7.74% State Government of Tamil Nadu 20364.7%
ONGC Petro Additions Ltd.4.5%
GAIL (India) Ltd.4.5%
National Bank for Agriculture and Rural Development4.3%
India Infrastructure Finance Company Ltd.3.8%
SectorWeight
CRISIL AAA29.9%
Sovereign13.2%
IND AAA12.7%
CRISIL A1+12.7%
[ICRA]AAA11.8%

Portfolio disclosed: 98.0% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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