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OmniAsset › Mutual funds › SBI BANKING & PSU DEBT FUND

SBI BANKING & PSU DEBT FUND

Banking & PSU fund benchmarked to NIFTY Banking and PSU Debt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20261222.919
CategoryBanking & PSU
PlanRegular · Idcw
Launched30 Sep 2009
Risk labelthe scheme's own riskometerMODERATE
Legal benchmarkSEBI Tier-1NIFTY Banking and PSU Debt Index
Expense ratiodirect plan, a year0.80%
AUM₹2.56 Cr
Growth of ₹10,000₹10,8692 Sep 2021 to 2 Sep 2026
₹10,987₹10,636₹10,285₹9,934₹9,584Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,869 (+1.7% a year) SBI BANKING & PSU DEBT FUND

Performance (trailing, annualised)

1Y annualised0.17%
3Y annualised1.70%
5Y annualised1.68%
10Y annualised1.69%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,0610.09%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,66,4771.16%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,29,7741.91%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.83%
Calendar 2022-1.66%
Calendar 20235.20%
Calendar 20242.38%
Calendar 20252.28%

Rolling returns

Rolling 1Y · average605 windows since 19 Nov 20141.63%
Rolling 1Y · median1.25%
Rolling 1Y · worst window-4.28%
Rolling 1Y · best window7.76%
Rolling 1Y · windows positive74%
Rolling 3Y · average502 windows since 24 Nov 20161.69%
Rolling 3Y · median1.69%
Rolling 3Y · worst window-0.09%
Rolling 3Y · best window4.59%
Rolling 3Y · windows positive100%
Rolling 5Y · average400 windows since 26 Nov 20181.64%
Rolling 5Y · median1.70%
Rolling 5Y · worst window0.69%
Rolling 5Y · best window2.46%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.76%
Downside deviation (3Y)1.49%
Maximum drawdown-2.13%

Management

Fund managerMr. Rajeev Radhakrishnan, Mr. Ardhendu Bhattacharya
Managing since16 Nov 2013

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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