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OmniAsset › Mutual funds › SBI BANKING & PSU DEBT FUND

SBI BANKING & PSU DEBT FUND

Banking & PSU fund benchmarked to NIFTY Banking and PSU Debt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20261549.9412
CategoryBanking & PSU
PlanDirect · Idcw
Launched30 Sep 2009
Risk labelthe scheme's own riskometerMODERATE
Legal benchmarkSEBI Tier-1NIFTY Banking and PSU Debt Index
Expense ratiodirect plan, a year0.41%
AUM₹0.39 Cr
Growth of ₹10,000₹13,4412 Sep 2021 to 2 Sep 2026
₹13,466₹12,599₹11,733₹10,866₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,441 (+6.1% a year) SBI BANKING & PSU DEBT FUND

Performance (trailing, annualised)

1Y annualised5.61%
3Y annualised7.20%
5Y annualised6.09%
10Y annualised4.36%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,5615.53%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,98,6436.73%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,12,0596.78%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.07%
Calendar 20223.35%
Calendar 20237.06%
Calendar 20248.20%
Calendar 20257.86%

Rolling returns

Rolling 1Y · average578 windows since 2 Jun 20153.68%
Rolling 1Y · median3.23%
Rolling 1Y · worst window-0.79%
Rolling 1Y · best window10.77%
Rolling 1Y · windows positive93%
Rolling 3Y · average476 windows since 1 Jun 20173.65%
Rolling 3Y · median4.39%
Rolling 3Y · worst window-0.05%
Rolling 3Y · best window8.02%
Rolling 3Y · windows positive97%
Rolling 5Y · average373 windows since 4 Jun 20193.69%
Rolling 5Y · median3.50%
Rolling 5Y · worst window0.03%
Rolling 5Y · best window6.95%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.03%
Downside deviation (3Y)0.53%
Maximum drawdown-0.60%

Management

Fund managerMr. Rajeev Radhakrishnan, Mr. Ardhendu Bhattacharya
Managing since16 Nov 2013

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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