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OmniAsset › Mutual funds › SBI BANKING & PSU DEBT FUND

SBI BANKING & PSU DEBT FUND

Banking & PSU fund benchmarked to NIFTY Banking and PSU Debt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20261314.8862
CategoryBanking & PSU
PlanDirect · Idcw
Launched30 Sep 2009
Risk labelthe scheme's own riskometerMODERATE
Legal benchmarkSEBI Tier-1NIFTY Banking and PSU Debt Index
Expense ratiodirect plan, a year0.41%
AUM₹6.11 Cr
Growth of ₹10,000₹11,2312 Sep 2021 to 2 Sep 2026
₹11,295₹10,879₹10,464₹10,048₹9,633Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹11,231 (+2.3% a year) SBI BANKING & PSU DEBT FUND

Performance (trailing, annualised)

1Y annualised0.89%
3Y annualised2.43%
5Y annualised2.35%
10Y annualised2.35%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,5260.81%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,70,5961.89%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,41,0682.61%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.21%
Calendar 2022-1.01%
Calendar 20235.76%
Calendar 20243.15%
Calendar 20253.00%

Rolling returns

Rolling 1Y · average568 windows since 11 Aug 20152.30%
Rolling 1Y · median1.91%
Rolling 1Y · worst window-3.52%
Rolling 1Y · best window8.38%
Rolling 1Y · windows positive81%
Rolling 3Y · average466 windows since 10 Aug 20172.39%
Rolling 3Y · median2.56%
Rolling 3Y · worst window0.54%
Rolling 3Y · best window5.23%
Rolling 3Y · windows positive100%
Rolling 5Y · average363 windows since 13 Aug 20192.34%
Rolling 5Y · median2.37%
Rolling 5Y · worst window1.47%
Rolling 5Y · best window3.06%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.70%
Downside deviation (3Y)1.40%
Maximum drawdown-1.66%

Management

Fund managerMr. Rajeev Radhakrishnan, Mr. Ardhendu Bhattacharya
Managing since16 Nov 2013

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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