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OmniAsset › Mutual funds › SBI CREDIT RISK FUND

SBI CREDIT RISK FUND

Credit Risk fund benchmarked to CRISIL Composite Credit Risk Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202654.1631
CategoryCredit Risk
PlanDirect · Growth
Launched5 Jul 2004
Risk labelthe scheme's own riskometerHIGH
Legal benchmarkSEBI Tier-1CRISIL Composite Credit Risk Index
Expense ratiodirect plan, a year0.90%
AUM₹320 Cr
Growth of ₹10,000₹14,5272 Sep 2021 to 2 Sep 2026
₹14,527₹13,395₹12,263₹11,131₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,527 (+7.8% a year) SBI CREDIT RISK FUND

Performance (trailing, annualised)

1Y annualised8.75%
3Y annualised8.67%
5Y annualised7.76%
10Y annualised7.86%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,26,1239.56%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,11,3398.85%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,44,3428.55%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20215.62%
Calendar 20224.90%
Calendar 20239.00%
Calendar 20248.80%
Calendar 20258.62%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20148.59%
Rolling 1Y · median8.74%
Rolling 1Y · worst window4.00%
Rolling 1Y · best window12.31%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20168.37%
Rolling 3Y · median8.08%
Rolling 3Y · worst window6.44%
Rolling 3Y · best window11.33%
Rolling 3Y · windows positive100%
Rolling 5Y · average445 windows since 9 Jan 20188.12%
Rolling 5Y · median7.75%
Rolling 5Y · worst window6.80%
Rolling 5Y · best window10.17%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.01%
Downside deviation (3Y)0.46%
Maximum drawdown-0.50%

Management

Fund managerMr. Lokesh Mallya
Managing since1 Feb 2017

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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