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OmniAsset › Mutual funds › UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202623.9832
CategoryBanking & PSU
PlanDirect · Growth
Launched27 Jan 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.24%
AUM₹980 Cr
Growth of ₹10,000₹14,4862 Sep 2021 to 2 Sep 2026
₹14,486₹13,364₹12,243₹11,121₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,486 (+7.7% a year) UTI Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised6.29%
3Y annualised7.44%
5Y annualised7.69%
10Y annualised6.57%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,2066.54%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,01,5357.22%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,25,3647.52%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.95%
Calendar 202210.57%
Calendar 20237.01%
Calendar 20247.92%
Calendar 20258.04%

Rolling returns

Rolling 1Y · average593 windows since 11 Feb 20157.13%
Rolling 1Y · median7.78%
Rolling 1Y · worst window-1.46%
Rolling 1Y · best window12.97%
Rolling 1Y · windows positive96%
Rolling 3Y · average491 windows since 10 Feb 20176.84%
Rolling 3Y · median7.37%
Rolling 3Y · worst window3.48%
Rolling 3Y · best window9.82%
Rolling 3Y · windows positive100%
Rolling 5Y · average389 windows since 11 Feb 20196.46%
Rolling 5Y · median6.57%
Rolling 5Y · worst window4.42%
Rolling 5Y · best window8.22%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.81%
Downside deviation (3Y)0.36%
Maximum drawdown-0.41%

Management

Fund managerMr. Anurag Mittal
Managing since1 Dec 2021

What it holds

SecurityWeight
CANARA BANK CD 28JAN277.5%
UNION BANK OF INDIA CD 19JAN276.5%
ICICI BANK LIMITED CD 25MAR274.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC3.7%
AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC3.7%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 1003.4%
Tamilnadu State SDL 7.61 15/02/20273.4%
Export Import Bank of India (14/12/2026)3.3%
AXIS BANK LIMITED CD 13JAN273.3%
HDFC BANK LIMITED CD 22JAN273.3%
SectorWeight
Financial85.6%
Unspecified5.4%
Entities3.9%
Technology1.7%
Energy & Utilities1.0%

Portfolio disclosed: 97.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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