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OmniAsset › Mutual funds › UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202615.7673
CategoryBanking & PSU
PlanRegular · Idcw
Launched27 Jan 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.47%
AUM₹0.25 Cr
Growth of ₹10,000₹14,3052 Sep 2021 to 2 Sep 2026
₹14,305₹13,228₹12,152₹11,076₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,305 (+7.4% a year) UTI Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised6.02%
3Y annualised7.16%
5Y annualised7.42%
10Y annualised4.62%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,0386.27%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,00,0076.96%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,20,3857.25%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.73%
Calendar 202210.32%
Calendar 20236.66%
Calendar 20247.64%
Calendar 20257.80%

Rolling returns

Rolling 1Y · average465 windows since 18 Aug 20174.45%
Rolling 1Y · median6.22%
Rolling 1Y · worst window-5.18%
Rolling 1Y · best window12.60%
Rolling 1Y · windows positive73%
Rolling 3Y · average363 windows since 13 Aug 20194.45%
Rolling 3Y · median5.29%
Rolling 3Y · worst window-0.64%
Rolling 3Y · best window9.17%
Rolling 3Y · windows positive96%
Rolling 5Y · average260 windows since 13 Aug 20214.48%
Rolling 5Y · median4.21%
Rolling 5Y · worst window1.14%
Rolling 5Y · best window7.42%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.80%
Downside deviation (3Y)0.36%
Maximum drawdown-0.41%

Management

Fund managerMr. Anurag Mittal
Managing since1 Dec 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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