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OmniAsset › Mutual funds › UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.6971
CategoryBanking & PSU
PlanDirect · Idcw
Launched27 Jan 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.24%
AUM₹0.17 Cr
Growth of ₹10,000₹11,4682 Sep 2021 to 2 Sep 2026
₹11,497₹11,083₹10,669₹10,255₹9,842Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹11,468 (+2.8% a year) UTI Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised1.70%
3Y annualised2.54%
5Y annualised2.78%
10Y annualised2.48%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,0421.61%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,73,4352.39%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,41,5592.64%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.96%
Calendar 20225.25%
Calendar 20232.04%
Calendar 20243.02%
Calendar 20253.31%

Rolling returns

Rolling 1Y · average503 windows since 29 Feb 20162.59%
Rolling 1Y · median2.90%
Rolling 1Y · worst window-5.78%
Rolling 1Y · best window11.60%
Rolling 1Y · windows positive80%
Rolling 3Y · average401 windows since 28 Feb 20182.06%
Rolling 3Y · median2.28%
Rolling 3Y · worst window-1.25%
Rolling 3Y · best window6.28%
Rolling 3Y · windows positive85%
Rolling 5Y · average298 windows since 27 Feb 20201.90%
Rolling 5Y · median2.24%
Rolling 5Y · worst window0.51%
Rolling 5Y · best window3.57%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.54%
Downside deviation (3Y)1.30%
Maximum drawdown-0.62%

Management

Fund managerMr. Anurag Mittal
Managing since1 Dec 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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