UTI Banking & PSU Debt Fund
Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.
| Latest NAV2 Sep 2026 | 13.4342 |
|---|---|
| Category | Banking & PSU |
| Plan | Regular · Idcw |
| Launched | 27 Jan 2014 |
| Risk labelthe scheme's own riskometer | Low to Moderate |
| Legal benchmarkSEBI Tier-1 | Nifty Banking & PSU Debt Index A-II |
| Expense ratiodirect plan, a year | 0.47% |
| AUM | ₹0.12 Cr |
Growth of ₹10,000₹12,0792 Sep 2021 to 2 Sep 2026
₹12,079 (+3.9% a year) UTI Banking & PSU Debt Fund
| Point | UTI Banking & PSU Debt Fund |
|---|---|
| 2 Sep 2021 | ₹10,000 |
| 6 Sep 2021 | ₹10,003 |
| 13 Sep 2021 | ₹10,005 |
| 20 Sep 2021 | ₹10,009 |
| 27 Sep 2021 | ₹10,010 |
| 4 Oct 2021 | ₹10,014 |
| 11 Oct 2021 | ₹10,018 |
| 18 Oct 2021 | ₹10,021 |
| 25 Oct 2021 | ₹10,025 |
| 1 Nov 2021 | ₹10,025 |
| 8 Nov 2021 | ₹10,039 |
| 15 Nov 2021 | ₹10,044 |
| 22 Nov 2021 | ₹10,049 |
| 29 Nov 2021 | ₹10,055 |
| 6 Dec 2021 | ₹10,060 |
| 13 Dec 2021 | ₹10,065 |
| 20 Dec 2021 | ₹10,071 |
| 27 Dec 2021 | ₹10,075 |
| 3 Jan 2022 | ₹10,081 |
| 10 Jan 2022 | ₹10,082 |
| 17 Jan 2022 | ₹10,085 |
| 24 Jan 2022 | ₹10,095 |
| 31 Jan 2022 | ₹10,099 |
| 8 Feb 2022 | ₹10,089 |
| 14 Feb 2022 | ₹10,121 |
| 21 Feb 2022 | ₹10,136 |
| 28 Feb 2022 | ₹10,139 |
| 7 Mar 2022 | ₹10,131 |
| 14 Mar 2022 | ₹10,139 |
| 21 Mar 2022 | ₹10,158 |
| 28 Mar 2022 | ₹10,163 |
| 4 Apr 2022 | ₹10,175 |
| 11 Apr 2022 | ₹10,141 |
| 18 Apr 2022 | ₹10,128 |
| 25 Apr 2022 | ₹10,143 |
| 2 May 2022 | ₹10,146 |
| 9 May 2022 | ₹10,687 |
| 17 May 2022 | ₹10,701 |
| 23 May 2022 | ₹10,712 |
| 30 May 2022 | ₹10,725 |
| 6 Jun 2022 | ₹10,686 |
| 13 Jun 2022 | ₹10,682 |
| 20 Jun 2022 | ₹10,715 |
| 27 Jun 2022 | ₹10,742 |
| 4 Jul 2022 | ₹10,790 |
| 11 Jul 2022 | ₹10,821 |
| 18 Jul 2022 | ₹10,847 |
| 25 Jul 2022 | ₹10,858 |
| 1 Aug 2022 | ₹10,904 |
| 8 Aug 2022 | ₹10,899 |
| 17 Aug 2022 | ₹10,975 |
| 22 Aug 2022 | ₹10,969 |
| 29 Aug 2022 | ₹10,985 |
| 5 Sep 2022 | ₹10,996 |
| 12 Sep 2022 | ₹11,009 |
| 19 Sep 2022 | ₹10,961 |
| 26 Sep 2022 | ₹10,892 |
| 3 Oct 2022 | ₹10,919 |
| 10 Oct 2022 | ₹10,894 |
| 17 Oct 2022 | ₹10,914 |
| 25 Oct 2022 | ₹10,939 |
| 31 Oct 2022 | ₹10,960 |
| 7 Nov 2022 | ₹10,975 |
| 14 Nov 2022 | ₹11,022 |
| 21 Nov 2022 | ₹11,040 |
| 28 Nov 2022 | ₹11,077 |
| 5 Dec 2022 | ₹11,090 |
| 12 Dec 2022 | ₹11,099 |
| 19 Dec 2022 | ₹11,109 |
| 26 Dec 2022 | ₹11,108 |
| 2 Jan 2023 | ₹11,121 |
| 9 Jan 2023 | ₹11,133 |
| 16 Jan 2023 | ₹11,153 |
| 23 Jan 2023 | ₹11,173 |
| 30 Jan 2023 | ₹11,156 |
| 6 Feb 2023 | ₹11,185 |
| 13 Feb 2023 | ₹11,177 |
| 20 Feb 2023 | ₹11,168 |
| 27 Feb 2023 | ₹11,165 |
| 6 Mar 2023 | ₹11,184 |
| 13 Mar 2023 | ₹11,204 |
| 20 Mar 2023 | ₹11,244 |
| 27 Mar 2023 | ₹10,619 |
| 3 Apr 2023 | ₹10,639 |
| 10 Apr 2023 | ₹10,701 |
| 17 Apr 2023 | ₹10,713 |
| 24 Apr 2023 | ₹10,744 |
| 2 May 2023 | ₹10,762 |
| 8 May 2023 | ₹10,783 |
| 15 May 2023 | ₹10,794 |
| 22 May 2023 | ₹10,837 |
| 29 May 2023 | ₹10,833 |
| 5 Jun 2023 | ₹10,851 |
| 12 Jun 2023 | ₹10,849 |
| 19 Jun 2023 | ₹10,855 |
| 26 Jun 2023 | ₹10,853 |
| 3 Jul 2023 | ₹10,852 |
| 10 Jul 2023 | ₹10,852 |
| 17 Jul 2023 | ₹10,892 |
| 24 Jul 2023 | ₹10,903 |
| 31 Jul 2023 | ₹10,894 |
| 7 Aug 2023 | ₹10,907 |
| 14 Aug 2023 | ₹10,904 |
| 21 Aug 2023 | ₹10,913 |
| 28 Aug 2023 | ₹10,938 |
| 4 Sep 2023 | ₹10,951 |
| 11 Sep 2023 | ₹10,958 |
| 18 Sep 2023 | ₹10,968 |
| 25 Sep 2023 | ₹10,986 |
| 3 Oct 2023 | ₹10,989 |
| 9 Oct 2023 | ₹10,966 |
| 16 Oct 2023 | ₹10,990 |
| 23 Oct 2023 | ₹10,994 |
| 30 Oct 2023 | ₹11,009 |
| 6 Nov 2023 | ₹11,040 |
| 13 Nov 2023 | ₹11,057 |
| 20 Nov 2023 | ₹11,077 |
| 28 Nov 2023 | ₹11,075 |
| 4 Dec 2023 | ₹11,087 |
| 11 Dec 2023 | ₹11,105 |
| 18 Dec 2023 | ₹11,146 |
| 26 Dec 2023 | ₹11,161 |
| 1 Jan 2024 | ₹11,176 |
| 8 Jan 2024 | ₹11,186 |
| 15 Jan 2024 | ₹11,216 |
| 23 Jan 2024 | ₹11,217 |
| 29 Jan 2024 | ₹11,236 |
| 5 Feb 2024 | ₹11,262 |
| 12 Feb 2024 | ₹11,273 |
| 20 Feb 2024 | ₹11,288 |
| 26 Feb 2024 | ₹11,308 |
| 4 Mar 2024 | ₹11,322 |
| 11 Mar 2024 | ₹11,355 |
| 18 Mar 2024 | ₹10,930 |
| 26 Mar 2024 | ₹10,940 |
| 2 Apr 2024 | ₹10,970 |
| 8 Apr 2024 | ₹10,967 |
| 15 Apr 2024 | ₹10,972 |
| 22 Apr 2024 | ₹10,974 |
| 29 Apr 2024 | ₹10,989 |
| 6 May 2024 | ₹11,017 |
| 13 May 2024 | ₹11,028 |
| 21 May 2024 | ₹11,061 |
| 27 May 2024 | ₹11,077 |
| 3 Jun 2024 | ₹11,088 |
| 10 Jun 2024 | ₹11,096 |
| 18 Jun 2024 | ₹11,112 |
| 24 Jun 2024 | ₹11,126 |
| 1 Jul 2024 | ₹11,141 |
| 8 Jul 2024 | ₹11,162 |
| 15 Jul 2024 | ₹11,183 |
| 22 Jul 2024 | ₹11,206 |
| 29 Jul 2024 | ₹11,239 |
| 5 Aug 2024 | ₹11,256 |
| 12 Aug 2024 | ₹11,268 |
| 19 Aug 2024 | ₹11,281 |
| 26 Aug 2024 | ₹11,301 |
| 2 Sep 2024 | ₹11,312 |
| 9 Sep 2024 | ₹11,330 |
| 16 Sep 2024 | ₹11,350 |
| 23 Sep 2024 | ₹11,375 |
| 30 Sep 2024 | ₹11,399 |
| 7 Oct 2024 | ₹11,397 |
| 14 Oct 2024 | ₹11,439 |
| 21 Oct 2024 | ₹11,436 |
| 28 Oct 2024 | ₹11,448 |
| 4 Nov 2024 | ₹11,459 |
| 11 Nov 2024 | ₹11,487 |
| 18 Nov 2024 | ₹11,487 |
| 25 Nov 2024 | ₹11,497 |
| 2 Dec 2024 | ₹11,528 |
| 9 Dec 2024 | ₹11,535 |
| 16 Dec 2024 | ₹11,547 |
| 23 Dec 2024 | ₹11,549 |
| 30 Dec 2024 | ₹11,565 |
| 6 Jan 2025 | ₹11,585 |
| 13 Jan 2025 | ₹11,583 |
| 20 Jan 2025 | ₹11,612 |
| 27 Jan 2025 | ₹11,630 |
| 3 Feb 2025 | ₹11,652 |
| 10 Feb 2025 | ₹11,667 |
| 17 Feb 2025 | ₹11,675 |
| 24 Feb 2025 | ₹11,691 |
| 3 Mar 2025 | ₹11,698 |
| 10 Mar 2025 | ₹11,714 |
| 17 Mar 2025 | ₹11,731 |
| 24 Mar 2025 | ₹11,319 |
| 31 Mar 2025 | ₹11,364 |
| 7 Apr 2025 | ₹11,413 |
| 15 Apr 2025 | ₹11,455 |
| 21 Apr 2025 | ₹11,491 |
| 28 Apr 2025 | ₹11,500 |
| 5 May 2025 | ₹11,527 |
| 13 May 2025 | ₹11,539 |
| 19 May 2025 | ₹11,596 |
| 26 May 2025 | ₹11,625 |
| 2 Jun 2025 | ₹11,640 |
| 9 Jun 2025 | ₹11,684 |
| 16 Jun 2025 | ₹11,649 |
| 23 Jun 2025 | ₹11,654 |
| 30 Jun 2025 | ₹11,670 |
| 7 Jul 2025 | ₹11,712 |
| 14 Jul 2025 | ₹11,714 |
| 21 Jul 2025 | ₹11,729 |
| 28 Jul 2025 | ₹11,737 |
| 4 Aug 2025 | ₹11,755 |
| 11 Aug 2025 | ₹11,753 |
| 18 Aug 2025 | ₹11,756 |
| 25 Aug 2025 | ₹11,761 |
| 1 Sep 2025 | ₹11,764 |
| 9 Sep 2025 | ₹11,788 |
| 15 Sep 2025 | ₹11,793 |
| 22 Sep 2025 | ₹11,813 |
| 30 Sep 2025 | ₹11,834 |
| 6 Oct 2025 | ₹11,863 |
| 13 Oct 2025 | ₹11,877 |
| 20 Oct 2025 | ₹11,892 |
| 27 Oct 2025 | ₹11,898 |
| 3 Nov 2025 | ₹11,911 |
| 10 Nov 2025 | ₹11,926 |
| 17 Nov 2025 | ₹11,937 |
| 24 Nov 2025 | ₹11,950 |
| 1 Dec 2025 | ₹11,961 |
| 8 Dec 2025 | ₹11,973 |
| 15 Dec 2025 | ₹11,962 |
| 22 Dec 2025 | ₹11,973 |
| 29 Dec 2025 | ₹11,991 |
| 5 Jan 2026 | ₹11,998 |
| 12 Jan 2026 | ₹12,003 |
| 19 Jan 2026 | ₹11,988 |
| 27 Jan 2026 | ₹12,004 |
| 2 Feb 2026 | ₹12,014 |
| 9 Feb 2026 | ₹12,037 |
| 16 Feb 2026 | ₹12,070 |
| 23 Feb 2026 | ₹12,076 |
| 2 Mar 2026 | ₹12,093 |
| 9 Mar 2026 | ₹12,090 |
| 16 Mar 2026 | ₹11,705 |
| 23 Mar 2026 | ₹11,705 |
| 30 Mar 2026 | ₹11,720 |
| 6 Apr 2026 | ₹11,724 |
| 13 Apr 2026 | ₹11,778 |
| 20 Apr 2026 | ₹11,801 |
| 27 Apr 2026 | ₹11,800 |
| 4 May 2026 | ₹11,802 |
| 11 May 2026 | ₹11,817 |
| 18 May 2026 | ₹11,800 |
| 25 May 2026 | ₹11,797 |
| 1 Jun 2026 | ₹11,819 |
| 8 Jun 2026 | ₹11,857 |
| 15 Jun 2026 | ₹11,886 |
| 22 Jun 2026 | ₹11,906 |
| 29 Jun 2026 | ₹11,940 |
| 6 Jul 2026 | ₹11,964 |
| 13 Jul 2026 | ₹11,963 |
| 20 Jul 2026 | ₹11,971 |
| 27 Jul 2026 | ₹11,992 |
| 3 Aug 2026 | ₹12,010 |
| 10 Aug 2026 | ₹12,031 |
| 17 Aug 2026 | ₹12,044 |
| 24 Aug 2026 | ₹12,048 |
| 31 Aug 2026 | ₹12,066 |
| 2 Sep 2026 | ₹12,079 |
Performance (trailing, annualised)
| 1Y annualised | 2.67% |
|---|---|
| 3Y annualised | 3.33% |
| 5Y annualised | 3.85% |
Point-to-point from the fund's own published NAV; a period the history does not span is left out.
SIP returns
| SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,725 | 2.67% |
|---|---|
| SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,77,766 | 3.15% |
| SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,51,536 | 3.25% |
₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).
Calendar years
| Calendar 2021 | -1.69% |
|---|---|
| Calendar 2022 | 10.32% |
| Calendar 2023 | 0.48% |
| Calendar 2024 | 3.59% |
| Calendar 2025 | 3.68% |
Rolling returns
| Rolling 1Y · average454 windows since 7 Nov 2017 | 2.76% |
|---|---|
| Rolling 1Y · median | 2.46% |
| Rolling 1Y · worst window | -5.15% |
| Rolling 1Y · best window | 10.92% |
| Rolling 1Y · windows positive | 70% |
| Rolling 3Y · average351 windows since 7 Nov 2019 | 2.88% |
| Rolling 3Y · median | 2.75% |
| Rolling 3Y · worst window | -0.32% |
| Rolling 3Y · best window | 6.18% |
| Rolling 3Y · windows positive | 100% |
| Rolling 5Y · average248 windows since 8 Nov 2021 | 3.05% |
| Rolling 5Y · median | 2.99% |
| Rolling 5Y · worst window | 1.39% |
| Rolling 5Y · best window | 4.40% |
| Rolling 5Y · windows positive | 100% |
Every window of that length in the published history, so one lucky start date cannot flatter the fund.
Risk
| Volatility (3Y) | 3.85% |
|---|---|
| Downside deviation (3Y) | 3.76% |
| Maximum drawdown | -3.82% |
Management
| Fund manager | Mr. Anurag Mittal |
|---|---|
| Managing since | 1 Dec 2021 |
Related
Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.
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