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OmniAsset › Mutual funds › UTI - Credit Risk Fund.

UTI - Credit Risk Fund.

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.7181
CategoryCredit Risk
PlanDirect · Idcw
Launched25 Oct 2012
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.76%
AUM₹0.29 Cr
Growth of ₹10,000₹16,2472 Sep 2021 to 2 Sep 2026
₹16,247₹14,685₹13,123₹11,561₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,247 (+10.2% a year) UTI - Credit Risk Fund.

Performance (trailing, annualised)

1Y annualised6.99%
3Y annualised7.84%
5Y annualised10.19%
10Y annualised2.21%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,5117.02%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,03,9777.63%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,27,9767.66%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202122.36%
Calendar 20224.67%
Calendar 20237.42%
Calendar 20248.67%
Calendar 20258.11%

Rolling returns

Rolling 1Y · average647 windows since 22 Jan 20143.17%
Rolling 1Y · median4.48%
Rolling 1Y · worst window-32.55%
Rolling 1Y · best window23.21%
Rolling 1Y · windows positive85%
Rolling 3Y · average546 windows since 18 Jan 20162.09%
Rolling 3Y · median3.57%
Rolling 3Y · worst window-11.81%
Rolling 3Y · best window12.06%
Rolling 3Y · windows positive69%
Rolling 5Y · average444 windows since 16 Jan 20181.09%
Rolling 5Y · median-0.61%
Rolling 5Y · worst window-5.81%
Rolling 5Y · best window10.31%
Rolling 5Y · windows positive49%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.84%
Downside deviation (3Y)0.37%
Maximum drawdown-0.44%

Management

Fund managerMr. Anurag Mittal
Managing since21 Jul 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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