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OmniAsset › Mutual funds › UTI - Credit Risk Fund.

UTI - Credit Risk Fund.

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202611.282
CategoryCredit Risk
PlanDirect · Idcw
Launched25 Oct 2012
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.76%
AUM₹0.06 Cr
Growth of ₹10,000₹14,7242 Sep 2021 to 2 Sep 2026
₹14,835₹13,626₹12,417₹11,208₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,724 (+8.0% a year) UTI - Credit Risk Fund.

Performance (trailing, annualised)

1Y annualised0.36%
3Y annualised4.36%
5Y annualised8.05%
10Y annualised0.27%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,19,999-0.00%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,73,9372.48%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,67,5524.21%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202122.37%
Calendar 20224.67%
Calendar 20237.42%
Calendar 20248.67%
Calendar 20252.66%

Rolling returns

Rolling 1Y · average507 windows since 20 Oct 20161.35%
Rolling 1Y · median3.07%
Rolling 1Y · worst window-33.33%
Rolling 1Y · best window23.22%
Rolling 1Y · windows positive63%
Rolling 3Y · average405 windows since 19 Oct 20180.20%
Rolling 3Y · median1.36%
Rolling 3Y · worst window-14.17%
Rolling 3Y · best window12.06%
Rolling 3Y · windows positive54%
Rolling 5Y · average302 windows since 20 Oct 2020-0.07%
Rolling 5Y · median-2.02%
Rolling 5Y · worst window-7.20%
Rolling 5Y · best window9.75%
Rolling 5Y · windows positive35%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.55%
Downside deviation (3Y)1.30%
Maximum drawdown-1.44%

Management

Fund managerMr. Anurag Mittal
Managing since21 Jul 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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