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OmniAsset › Mutual funds › UTI - Credit Risk Fund.

UTI - Credit Risk Fund.

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202612.2189
CategoryCredit Risk
PlanRegular · Idcw
Launched25 Oct 2012
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year1.43%
AUM₹0.11 Cr
Growth of ₹10,000₹15,6792 Sep 2021 to 2 Sep 2026
₹15,679₹14,259₹12,839₹11,419₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,679 (+9.4% a year) UTI - Credit Risk Fund.

Performance (trailing, annualised)

1Y annualised6.23%
3Y annualised7.11%
5Y annualised9.41%
10Y annualised1.09%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,0416.28%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,6326.90%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,14,4056.91%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202121.48%
Calendar 20223.86%
Calendar 20236.59%
Calendar 20247.89%
Calendar 20257.42%

Rolling returns

Rolling 1Y · average550 windows since 18 Dec 20152.02%
Rolling 1Y · median4.17%
Rolling 1Y · worst window-33.12%
Rolling 1Y · best window22.28%
Rolling 1Y · windows positive72%
Rolling 3Y · average448 windows since 19 Dec 20170.55%
Rolling 3Y · median1.81%
Rolling 3Y · worst window-13.26%
Rolling 3Y · best window11.22%
Rolling 3Y · windows positive61%
Rolling 5Y · average345 windows since 19 Dec 2019-0.63%
Rolling 5Y · median-2.25%
Rolling 5Y · worst window-7.26%
Rolling 5Y · best window9.52%
Rolling 5Y · windows positive31%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.84%
Downside deviation (3Y)0.38%
Maximum drawdown-0.46%

Management

Fund managerMr. Anurag Mittal
Managing since21 Jul 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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