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OmniAsset › Mutual funds › UTI - Credit Risk Fund.

UTI - Credit Risk Fund.

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.2328
CategoryCredit Risk
PlanDirect · Idcw
Launched25 Oct 2012
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.76%
AUM₹0.15 Cr
Growth of ₹10,000₹15,8852 Sep 2021 to 2 Sep 2026
₹15,885₹14,413₹12,942₹11,471₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,885 (+9.7% a year) UTI - Credit Risk Fund.

Performance (trailing, annualised)

1Y annualised6.99%
3Y annualised7.04%
5Y annualised9.70%
10Y annualised1.77%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,5117.02%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,02,0537.30%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,18,8307.16%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202122.36%
Calendar 20224.67%
Calendar 20237.42%
Calendar 20246.25%
Calendar 20258.11%

Rolling returns

Rolling 1Y · average516 windows since 18 Aug 20162.51%
Rolling 1Y · median5.03%
Rolling 1Y · worst window-32.55%
Rolling 1Y · best window23.22%
Rolling 1Y · windows positive81%
Rolling 3Y · average413 windows since 23 Aug 20181.02%
Rolling 3Y · median2.76%
Rolling 3Y · worst window-12.31%
Rolling 3Y · best window11.69%
Rolling 3Y · windows positive58%
Rolling 5Y · average311 windows since 18 Aug 20200.44%
Rolling 5Y · median-1.37%
Rolling 5Y · worst window-6.21%
Rolling 5Y · best window9.81%
Rolling 5Y · windows positive33%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.57%
Downside deviation (3Y)1.36%
Maximum drawdown-2.19%

Management

Fund managerMr. Anurag Mittal
Managing since21 Jul 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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