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OmniAsset › Mutual funds › UTI - Gilt Fund

UTI - Gilt Fund

Gilt fund benchmarked to CRISIL Dynamic Gilt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202668.1628
CategoryGilt
PlanDirect · Growth
Launched14 Jan 2001
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Dynamic Gilt Index
Expense ratiodirect plan, a year0.47%
AUM₹346 Cr
Growth of ₹10,000₹13,2312 Sep 2021 to 2 Sep 2026
₹13,342₹12,501₹11,661₹10,821₹9,981Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,231 (+5.8% a year) UTI - Gilt Fund

Performance (trailing, annualised)

1Y annualised6.53%
3Y annualised6.69%
5Y annualised5.76%
10Y annualised7.06%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3625.22%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,93,1305.80%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,02,7526.26%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.56%
Calendar 20223.23%
Calendar 20236.96%
Calendar 20249.20%
Calendar 20255.35%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20148.22%
Rolling 1Y · median7.41%
Rolling 1Y · worst window-0.23%
Rolling 1Y · best window24.19%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20168.14%
Rolling 3Y · median8.16%
Rolling 3Y · worst window3.68%
Rolling 3Y · best window14.69%
Rolling 3Y · windows positive100%
Rolling 5Y · average445 windows since 9 Jan 20187.89%
Rolling 5Y · median7.39%
Rolling 5Y · worst window5.17%
Rolling 5Y · best window11.35%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)2.62%
Downside deviation (3Y)1.69%
Maximum drawdown-3.24%

Management

Fund managerMr. Pankaj Pathak
Managing since8 Apr 2025

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 10038.1%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 10013.0%
GOI Sec 6.79 15/05/202711.9%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 1005.8%
STATE DEVELOPMENT LOAN 37290 RAJ 25MR36 7.65 FV RS 1005.4%
STATE DEVELOPMENT LOAN 37361 CHT 15AP31 7.37 FV RS 1003.6%
Tamilnadu State 7.18 26/07/20273.6%
STATE DEVELOPMENT LOAN 36569 UKD 01OT32 7.3 FV RS 1002.0%
STATE DEVELOPMENT LOAN 20070 AP 10JN28 7.77 FV RS 1001.2%
SectorWeight
Financial39.3%
Entities30.7%
Unspecified14.6%

Portfolio disclosed: 84.6% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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