OmniAsset
Get app

OmniAsset › Mutual funds › Aditya Birla Sun Life Retirement Fund-The 40s Plan

Aditya Birla Sun Life Retirement Fund-The 40s Plan

Retirement fund benchmarked to CRISIL Hybrid 35+65 - Aggressive Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202621.812
CategoryRetirement
PlanDirect · Growth
Launched19 Feb 2019
Risk labelthe scheme's own riskometerVery High
Legal benchmarkSEBI Tier-1CRISIL Hybrid 35+65 - Aggressive Index
Expense ratiodirect plan, a year1.18%
AUM₹7.70 Cr
Growth of ₹10,000₹15,9842 Sep 2021 to 2 Sep 2026
₹16,103₹14,317₹12,532₹10,746₹8,961Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,984 (+9.8% a year) Aditya Birla Sun Life Retirement Fund-The 40s Plan

Performance (trailing, annualised)

1Y annualised6.12%
3Y annualised12.30%
5Y annualised9.84%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,8537.55%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,10,5968.72%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,91,65011.03%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202112.52%
Calendar 20221.61%
Calendar 202320.66%
Calendar 202419.20%
Calendar 20255.82%

Rolling returns

Rolling 1Y · average335 windows since 16 Mar 202012.45%
Rolling 1Y · median10.25%
Rolling 1Y · worst window-20.65%
Rolling 1Y · best window55.30%
Rolling 1Y · windows positive89%
Rolling 3Y · average232 windows since 14 Mar 202212.69%
Rolling 3Y · median12.82%
Rolling 3Y · worst window6.71%
Rolling 3Y · best window18.92%
Rolling 3Y · windows positive100%
Rolling 5Y · average128 windows since 13 Mar 202413.03%
Rolling 5Y · median13.23%
Rolling 5Y · worst window9.10%
Rolling 5Y · best window19.17%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)10.72%
Downside deviation (3Y)7.67%
Maximum drawdown-11.10%

Management

Fund managerMr. Mohit Sharma, Mr. Harshil Suvarnkar
Managing since12 May 2026

What it holds

SecurityWeight
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 1006.5%
ICICI Bank Ltd6.4%
HDFC Bank Ltd4.4%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 1003.1%
Reliance Industries Ltd3.0%
Infosys Ltd2.9%
Ultratech Cement Ltd2.8%
Sun Pharmaceutical Industries Ltd2.7%
State Bank of India2.6%
Axis Bank Ltd2.4%
SectorWeight
Financial27.4%
Entities12.3%
Consumer Discretionary10.6%
Healthcare9.0%
Materials7.5%

Portfolio disclosed: 91.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker