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OmniAsset › Mutual funds › Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan

Retirement fund benchmarked to CRISIL Short Term Bond Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.9626
CategoryRetirement
PlanDirect · Growth
Launched19 Feb 2019
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1CRISIL Short Term Bond Index
Expense ratiodirect plan, a year0.92%
AUM₹1.82 Cr
Growth of ₹10,000₹12,8172 Sep 2021 to 2 Sep 2026
₹12,860₹12,125₹11,391₹10,656₹9,922Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹12,817 (+5.1% a year) Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan

Performance (trailing, annualised)

1Y annualised4.52%
3Y annualised6.01%
5Y annualised5.09%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,8204.37%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,90,5705.36%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,91,2945.60%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.28%
Calendar 20222.32%
Calendar 20236.40%
Calendar 20247.41%
Calendar 20255.86%

Rolling returns

Rolling 1Y · average333 windows since 16 Mar 20205.49%
Rolling 1Y · median6.05%
Rolling 1Y · worst window0.76%
Rolling 1Y · best window8.60%
Rolling 1Y · windows positive100%
Rolling 3Y · average230 windows since 16 Mar 20225.23%
Rolling 3Y · median4.99%
Rolling 3Y · worst window3.75%
Rolling 3Y · best window7.18%
Rolling 3Y · windows positive100%
Rolling 5Y · average127 windows since 19 Mar 20245.31%
Rolling 5Y · median5.31%
Rolling 5Y · worst window5.00%
Rolling 5Y · best window5.67%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.11%
Downside deviation (3Y)0.63%
Maximum drawdown-1.07%

Management

Fund managerMr. Harshil Suvarnkar
Managing since31 Oct 2024

What it holds

SecurityWeight
6.57 GOVT. STOCK 2033 05.12.203321.0%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 1008.7%
GOVERNMENT OF INDIA 34293 GS 06MAY2030 C STRIPS FV RS 1007.5%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC7.3%
STATE DEVELOPMENT LOAN 36359 RAJ 28AG35 7.49 FV RS 1005.7%
Maharashtra State SDL 7.25 28/12/20261.8%
SectorWeight
Entities37.2%
Unspecified7.4%
Financial7.3%

Portfolio disclosed: 51.9% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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