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OmniAsset › Mutual funds › BANDHAN RETIREMENT FUND

BANDHAN RETIREMENT FUND

Retirement fund benchmarked to CRISIL Hybrid 50+50 - Moderate Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.146
CategoryRetirement
PlanDirect · Growth
Launched28 Sep 2023
Legal benchmarkSEBI Tier-1CRISIL Hybrid 50+50 - Moderate Index
Expense ratiodirect plan, a year0.95%
AUM₹14.4 Cr
Growth of ₹10,000₹13,15419 Oct 2023 to 2 Sep 2026
₹13,460₹12,561₹11,663₹10,764₹9,866Oct 2023Jul 2024Mar 2025Dec 2025Sep 2026
₹13,154 (+10.0% a year) BANDHAN RETIREMENT FUND

Performance (trailing, annualised)

1Y annualised2.27%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,8631.33%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202414.67%
Calendar 20258.38%

Rolling returns

Rolling 1Y · average96 windows since 25 Oct 20247.29%
Rolling 1Y · median6.27%
Rolling 1Y · worst window-1.25%
Rolling 1Y · best window24.82%
Rolling 1Y · windows positive99%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)8.36%
Downside deviation (3Y)5.97%
Maximum drawdown-9.77%

Management

Fund managerMr. Vishal Biraia (equity portion), Mr. Viraj Kulkarni (equity portion) Mr. Gautam Kaul (debt portion)
Managing since2 Sep 2026

What it holds

SecurityWeight
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 10021.2%
Bharti Airtel Ltd5.8%
Reliance Industries Ltd5.1%
ICICI Bank Ltd4.7%
HDFC Bank Ltd4.2%
Titan Company Ltd3.7%
Larsen & Toubro Ltd3.6%
Kotak Mahindra Bank Ltd3.4%
Hitachi Energy India Ltd2.6%
State Bank of India2.1%
SectorWeight
Financial21.7%
Entities21.2%
Technology12.1%
Industrials8.6%
Consumer Discretionary8.4%

Portfolio disclosed: 92.4% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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