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OmniAsset › Mutual funds › Franklin India Retirement Fund

Franklin India Retirement Fund

Retirement fund benchmarked to CRISIL Short Term Debt Hybrid 60+40 Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202616.619
CategoryRetirement
PlanRegular · Idcw
Launched31 Mar 1997
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Short Term Debt Hybrid 60+40 Index
Expense ratiodirect plan, a year2.24%
AUM₹41.6 Cr
Growth of ₹10,000₹9,1022 Sep 2021 to 2 Sep 2026
₹10,521₹10,035₹9,549₹9,063₹8,578Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹9,102 (-1.9% a year) Franklin India Retirement Fund

Performance (trailing, annualised)

1Y annualised-7.12%
3Y annualised-0.83%
5Y annualised-1.86%
10Y annualised-1.32%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,17,351-4.05%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,41,953-3.31%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹5,79,281-1.38%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20210.62%
Calendar 2022-5.32%
Calendar 20236.14%
Calendar 20243.41%
Calendar 2025-3.73%

Rolling returns

Rolling 1Y · average1002 windows since 4 Apr 20070.36%
Rolling 1Y · median-0.67%
Rolling 1Y · worst window-34.74%
Rolling 1Y · best window32.66%
Rolling 1Y · windows positive46%
Rolling 3Y · average898 windows since 9 Apr 20090.49%
Rolling 3Y · median-0.10%
Rolling 3Y · worst window-8.85%
Rolling 3Y · best window12.26%
Rolling 3Y · windows positive48%
Rolling 5Y · average795 windows since 7 Apr 20110.60%
Rolling 5Y · median0.55%
Rolling 5Y · worst window-6.58%
Rolling 5Y · best window7.43%
Rolling 5Y · windows positive55%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)9.61%
Downside deviation (3Y)8.80%
Maximum drawdown-17.30%

Management

Fund managerDebt: Anuj Tagra, Pallab Roy, Equity: Rajasa Kakulavarapu, Ajay Argal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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