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OmniAsset › Mutual funds › Franklin India Retirement Fund

Franklin India Retirement Fund

Retirement fund benchmarked to CRISIL Short Term Debt Hybrid 60+40 Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202618.4013
CategoryRetirement
PlanDirect · Idcw
Launched31 Mar 1997
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Short Term Debt Hybrid 60+40 Index
Expense ratiodirect plan, a year1.55%
AUM₹4.19 Cr
Growth of ₹10,000₹9,3072 Sep 2021 to 2 Sep 2026
₹10,731₹10,232₹9,733₹9,234₹8,736Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹9,307 (-1.4% a year) Franklin India Retirement Fund

Performance (trailing, annualised)

1Y annualised-6.95%
3Y annualised-0.81%
5Y annualised-1.43%
10Y annualised-0.56%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,17,593-3.68%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,43,221-3.07%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹5,82,705-1.15%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.07%
Calendar 2022-4.61%
Calendar 20235.69%
Calendar 20243.70%
Calendar 2025-3.53%

Rolling returns

Rolling 1Y · average653 windows since 7 Jan 20142.52%
Rolling 1Y · median0.67%
Rolling 1Y · worst window-13.66%
Rolling 1Y · best window33.52%
Rolling 1Y · windows positive53%
Rolling 3Y · average551 windows since 4 Jan 20161.92%
Rolling 3Y · median1.14%
Rolling 3Y · worst window-5.20%
Rolling 3Y · best window13.06%
Rolling 3Y · windows positive77%
Rolling 5Y · average448 windows since 3 Jan 20181.32%
Rolling 5Y · median0.94%
Rolling 5Y · worst window-2.76%
Rolling 5Y · best window7.36%
Rolling 5Y · windows positive65%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)10.20%
Downside deviation (3Y)9.42%
Maximum drawdown-17.32%

Management

Fund managerDebt: Anuj Tagra, Pallab Roy, Equity: Rajasa Kakulavarapu, Ajay Argal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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