OmniAsset
Get app

OmniAsset › Mutual funds › HDFC Retirement Fund - Hybrid-Equity Plan

HDFC Retirement Fund - Hybrid-Equity Plan

Retirement fund benchmarked to NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202642.561
CategoryRetirement
PlanDirect · Growth
Launched5 Feb 2016
Risk labelthe scheme's own riskometerVery High Risk
Legal benchmarkSEBI Tier-1NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index)
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.10%
AUM₹210 Cr
Growth of ₹10,000₹15,8802 Sep 2021 to 2 Sep 2026
₹16,929₹15,025₹13,121₹11,217₹9,313Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,880 (+9.7% a year) HDFC Retirement Fund - Hybrid-Equity Plan

Performance (trailing, annualised)

1Y annualised-2.03%
3Y annualised7.97%
5Y annualised9.69%
10Y annualised12.68%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,17,766-3.42%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,74,5672.59%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,36,4658.13%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202126.22%
Calendar 20226.09%
Calendar 202326.44%
Calendar 202415.35%
Calendar 20256.58%

Rolling returns

Rolling 1Y · average492 windows since 27 Feb 201715.15%
Rolling 1Y · median10.87%
Rolling 1Y · worst window-19.91%
Rolling 1Y · best window66.62%
Rolling 1Y · windows positive90%
Rolling 3Y · average388 windows since 5 Mar 201914.90%
Rolling 3Y · median15.86%
Rolling 3Y · worst window-0.13%
Rolling 3Y · best window27.19%
Rolling 3Y · windows positive100%
Rolling 5Y · average285 windows since 3 Mar 202115.74%
Rolling 5Y · median15.99%
Rolling 5Y · worst window9.86%
Rolling 5Y · best window24.85%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)9.56%
Downside deviation (3Y)6.92%
Maximum drawdown-12.29%

Management

Fund managerAnupam Joshi, Mr. Arun Agarwal, Ms. Nandita Menezes, Mr.Srinivasan Ramamurthy, Mr. Dhruv Muchhal
Managing since3 Sep 2026

What it holds

SecurityWeight
ICICI Bank Ltd6.0%
HDFC Bank Ltd5.9%
BAJAJ FINANCE LIMITED 7.93 NCD 02MY34 FVRS1LAC4.4%
Reliance Industries Ltd3.6%
Axis Bank Ltd3.3%
State Bank of India3.2%
Kotak Mahindra Bank Ltd3.2%
Maruti Suzuki India Ltd2.6%
Bharti Airtel Ltd2.3%
Larsen & Toubro Ltd1.9%
SectorWeight
Financial35.3%
Entities10.0%
Consumer Discretionary9.0%
Industrials8.6%
Technology8.2%

Portfolio disclosed: 91.1% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker