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OmniAsset › Mutual funds › ICICI Prudential Retirement Fund Hybrid Conservative Plan

ICICI Prudential Retirement Fund Hybrid Conservative Plan

Retirement fund benchmarked to Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202620.2493
CategoryRetirement
PlanDirect · Growth
Launched7 Feb 2019
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Expense ratiodirect plan, a year1.05%
AUM₹10.3 Cr
Growth of ₹10,000₹15,3002 Sep 2021 to 2 Sep 2026
₹15,434₹14,018₹12,602₹11,186₹9,771Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,300 (+8.9% a year) ICICI Prudential Retirement Fund Hybrid Conservative Plan

Performance (trailing, annualised)

1Y annualised7.36%
3Y annualised10.29%
5Y annualised8.88%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,1546.46%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,08,2058.33%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,64,8299.64%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20218.85%
Calendar 20222.70%
Calendar 202316.28%
Calendar 202410.96%
Calendar 202510.28%

Rolling returns

Rolling 1Y · average334 windows since 5 Mar 202010.13%
Rolling 1Y · median9.57%
Rolling 1Y · worst window-0.05%
Rolling 1Y · best window24.42%
Rolling 1Y · windows positive100%
Rolling 3Y · average232 windows since 2 Mar 202210.10%
Rolling 3Y · median9.80%
Rolling 3Y · worst window7.13%
Rolling 3Y · best window13.39%
Rolling 3Y · windows positive100%
Rolling 5Y · average129 windows since 5 Mar 202410.23%
Rolling 5Y · median10.34%
Rolling 5Y · worst window8.93%
Rolling 5Y · best window12.23%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.62%
Downside deviation (3Y)3.19%
Maximum drawdown-3.36%

Management

Fund managerDarshil Dedhia
Managing since22 Jan 2024

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 10024.1%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 1006.0%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES I 8.6 BD 12NV28 FVRS10LAC5.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC5.2%
REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC4.2%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 1003.8%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC3.6%
POWER FINANCE CORPORATION LTD. SR BS226B 7.70 BD 15AP33 FVRS1LAC2.1%
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC2.1%
Yes Bank Ltd Bonds 8.00 30/09/20262.1%
SectorWeight
Entities35.7%
Financial26.0%
Materials5.8%
Consumer Staples5.4%
Consumer Discretionary5.3%

Portfolio disclosed: 87.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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