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OmniAsset › Mutual funds › ICICI Prudential Retirement Fund Pure Debt Plan

ICICI Prudential Retirement Fund Pure Debt Plan

Retirement fund benchmarked to Nifty Composite Debt Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202617.1877
CategoryRetirement
PlanDirect · Growth
Launched7 Feb 2019
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1Nifty Composite Debt Index
Expense ratiodirect plan, a year1.22%
AUM₹12.5 Cr
Growth of ₹10,000₹13,3772 Sep 2021 to 2 Sep 2026
₹13,435₹12,576₹11,717₹10,858₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,377 (+6.0% a year) ICICI Prudential Retirement Fund Pure Debt Plan

Performance (trailing, annualised)

1Y annualised4.96%
3Y annualised6.71%
5Y annualised5.99%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,1134.83%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,94,3546.01%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,04,4356.35%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.62%
Calendar 20223.73%
Calendar 20237.06%
Calendar 20248.38%
Calendar 20256.73%

Rolling returns

Rolling 1Y · average334 windows since 5 Mar 20207.22%
Rolling 1Y · median7.05%
Rolling 1Y · worst window2.31%
Rolling 1Y · best window14.11%
Rolling 1Y · windows positive100%
Rolling 3Y · average232 windows since 2 Mar 20226.69%
Rolling 3Y · median6.79%
Rolling 3Y · worst window4.98%
Rolling 3Y · best window9.19%
Rolling 3Y · windows positive100%
Rolling 5Y · average129 windows since 5 Mar 20246.78%
Rolling 5Y · median6.78%
Rolling 5Y · worst window5.82%
Rolling 5Y · best window7.88%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.31%
Downside deviation (3Y)0.76%
Maximum drawdown-1.08%

Management

Fund managerDarshil Dedhia, Rohit Lakhotia
Managing since22 Jan 2024

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 10013.7%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 10011.9%
4.45% Government of India (30/10/2034)8.8%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC7.4%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES I 8.6 BD 12NV28 FVRS10LAC6.3%
LIC Housing Finance Ltd Debenture 8.75 08/12/20286.3%
MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC6.2%
Yes Bank Ltd Bonds 8.00 30/09/20266.2%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 1005.6%
REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC5.1%
SectorWeight
Financial41.1%
Entities40.0%
Consumer Staples7.4%
Materials3.7%
Healthcare3.7%

Portfolio disclosed: 95.9% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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