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OmniAsset › Mutual funds › Nippon India Retirement Fund- Income Generation Scheme

Nippon India Retirement Fund- Income Generation Scheme

Retirement fund benchmarked to Tier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202620.3389
CategoryRetirement
PlanRegular · Growth
Launched22 Jan 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1Tier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document2.11%
AUM₹116 Cr
Growth of ₹10,000₹13,0702 Sep 2021 to 2 Sep 2026
₹13,268₹12,317₹11,366₹10,415₹9,465Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,070 (+5.5% a year) Nippon India Retirement Fund- Income Generation Scheme

Performance (trailing, annualised)

1Y annualised2.10%
3Y annualised5.87%
5Y annualised5.50%
10Y annualised6.07%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,5292.36%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,80,2563.59%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,88,3955.44%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.69%
Calendar 20221.93%
Calendar 202310.23%
Calendar 202411.19%
Calendar 20253.28%

Rolling returns

Rolling 1Y · average542 windows since 15 Feb 20166.84%
Rolling 1Y · median6.71%
Rolling 1Y · worst window-4.46%
Rolling 1Y · best window17.26%
Rolling 1Y · windows positive89%
Rolling 3Y · average440 windows since 14 Feb 20186.86%
Rolling 3Y · median6.79%
Rolling 3Y · worst window3.07%
Rolling 3Y · best window11.42%
Rolling 3Y · windows positive100%
Rolling 5Y · average337 windows since 13 Feb 20206.83%
Rolling 5Y · median6.97%
Rolling 5Y · worst window4.01%
Rolling 5Y · best window8.69%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.59%
Downside deviation (3Y)3.13%
Maximum drawdown-5.72%

Management

Fund managerPranay Sinha, Ritesh Rathod
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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