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OmniAsset › Mutual funds › Nippon India Retirement Fund- Income Generation Scheme

Nippon India Retirement Fund- Income Generation Scheme

Retirement fund benchmarked to Tier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202623.4424
CategoryRetirement
PlanDirect · Bonus
Launched22 Jan 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1Tier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.98%
AUM₹0.02 Cr
Growth of ₹10,000₹13,8012 Sep 2021 to 2 Sep 2026
₹14,000₹12,889₹11,778₹10,667₹9,557Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,801 (+6.7% a year) Nippon India Retirement Fund- Income Generation Scheme

Performance (trailing, annualised)

1Y annualised3.22%
3Y annualised7.01%
5Y annualised6.66%
10Y annualised7.34%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,2473.48%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,86,8744.73%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,08,7836.60%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20216.01%
Calendar 20223.07%
Calendar 202311.45%
Calendar 202412.34%
Calendar 20254.43%

Rolling returns

Rolling 1Y · average542 windows since 15 Feb 20168.15%
Rolling 1Y · median8.02%
Rolling 1Y · worst window-3.18%
Rolling 1Y · best window18.54%
Rolling 1Y · windows positive94%
Rolling 3Y · average440 windows since 14 Feb 20188.15%
Rolling 3Y · median8.14%
Rolling 3Y · worst window4.32%
Rolling 3Y · best window12.59%
Rolling 3Y · windows positive100%
Rolling 5Y · average337 windows since 13 Feb 20208.11%
Rolling 5Y · median8.25%
Rolling 5Y · worst window5.31%
Rolling 5Y · best window10.09%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.59%
Downside deviation (3Y)3.10%
Maximum drawdown-4.93%

Management

Fund managerPranay Sinha, Ritesh Rathod
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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