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OmniAsset › Mutual funds › Nippon India Retirement Fund- Wealth Creation Scheme

Nippon India Retirement Fund- Wealth Creation Scheme

Retirement fund benchmarked to BSE 500 TRI. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202622.5759
CategoryRetirement
PlanDirect · Idcw
Launched22 Jan 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1BSE 500 TRI
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.28%
AUM₹5.19 Cr
Growth of ₹10,000₹13,1032 Sep 2021 to 2 Sep 2026
₹15,884₹14,106₹12,329₹10,552₹8,775Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,103 (+5.6% a year) Nippon India Retirement Fund- Wealth Creation Scheme

Performance (trailing, annualised)

1Y annualised-4.74%
3Y annualised3.46%
5Y annualised5.55%
10Y annualised7.44%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,18,338-2.55%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,50,040-1.81%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,58,7193.69%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202133.45%
Calendar 20222.66%
Calendar 202326.75%
Calendar 202411.54%
Calendar 2025-5.71%

Rolling returns

Rolling 1Y · average545 windows since 15 Feb 201610.04%
Rolling 1Y · median6.33%
Rolling 1Y · worst window-44.36%
Rolling 1Y · best window82.89%
Rolling 1Y · windows positive64%
Rolling 3Y · average442 windows since 14 Feb 20189.38%
Rolling 3Y · median10.16%
Rolling 3Y · worst window-12.39%
Rolling 3Y · best window28.10%
Rolling 3Y · windows positive89%
Rolling 5Y · average339 windows since 13 Feb 20208.75%
Rolling 5Y · median8.53%
Rolling 5Y · worst window-4.57%
Rolling 5Y · best window23.91%
Rolling 5Y · windows positive96%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)16.72%
Downside deviation (3Y)13.43%
Maximum drawdown-27.14%

Management

Fund managerRitesh Rathod, Pranay Sinha
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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