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OmniAsset › Mutual funds › Nippon India Retirement Fund- Wealth Creation Scheme

Nippon India Retirement Fund- Wealth Creation Scheme

Retirement fund benchmarked to BSE 500 TRI. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202632.5943
CategoryRetirement
PlanDirect · Growth
Launched22 Jan 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1BSE 500 TRI
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.28%
AUM₹122 Cr
Growth of ₹10,000₹17,2332 Sep 2021 to 2 Sep 2026
₹18,090₹15,761₹13,432₹11,103₹8,775Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹17,233 (+11.5% a year) Nippon India Retirement Fund- Wealth Creation Scheme

Performance (trailing, annualised)

1Y annualised1.69%
3Y annualised11.72%
5Y annualised11.50%
10Y annualised11.46%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,4772.28%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,90,4185.34%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,92,16011.05%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202133.45%
Calendar 20222.66%
Calendar 202332.38%
Calendar 202421.64%
Calendar 20252.00%

Rolling returns

Rolling 1Y · average545 windows since 15 Feb 201613.44%
Rolling 1Y · median7.91%
Rolling 1Y · worst window-38.93%
Rolling 1Y · best window82.91%
Rolling 1Y · windows positive76%
Rolling 3Y · average442 windows since 14 Feb 201812.81%
Rolling 3Y · median13.06%
Rolling 3Y · worst window-9.62%
Rolling 3Y · best window29.96%
Rolling 3Y · windows positive90%
Rolling 5Y · average339 windows since 13 Feb 202012.17%
Rolling 5Y · median11.81%
Rolling 5Y · worst window-2.77%
Rolling 5Y · best window29.20%
Rolling 5Y · windows positive98%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)14.62%
Downside deviation (3Y)10.72%
Maximum drawdown-18.32%

Management

Fund managerRitesh Rathod, Pranay Sinha
Managing since3 Sep 2026

What it holds

SecurityWeight
HDFC Bank Limited7.6%
ICICI Bank Limited7.4%
Reliance Industries Limited4.3%
Infosys Limited4.0%
Axis Bank Limited3.9%
Mahindra & Mahindra Limited3.5%
State Bank of India3.4%
JSW Energy Limited3.2%
Larsen & Toubro Limited2.5%
Tech Mahindra Limited2.2%
SectorWeight
Banks22.4%
IT - Software6.6%
Finance6.3%
Power5.7%
Pharmaceuticals & Biotechnology5.4%

Portfolio disclosed: 99.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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