OmniAsset
Get app

OmniAsset › Mutual funds › Nippon India Retirement Fund- Wealth Creation Scheme

Nippon India Retirement Fund- Wealth Creation Scheme

Retirement fund benchmarked to BSE 500 TRI. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202628.6287
CategoryRetirement
PlanRegular · Bonus
Launched22 Jan 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1BSE 500 TRI
Expense ratiodirect plan, a year · stated maximum, from the scheme document2.25%
AUM₹3.25 Cr
Growth of ₹10,000₹16,4142 Sep 2021 to 2 Sep 2026
₹17,549₹15,336₹13,124₹10,912₹8,700Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,414 (+10.4% a year) Nippon India Retirement Fund- Wealth Creation Scheme

Performance (trailing, annualised)

1Y annualised0.74%
3Y annualised10.66%
5Y annualised10.42%
10Y annualised10.30%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,8661.33%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,84,5374.33%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,70,8939.96%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202132.13%
Calendar 20221.62%
Calendar 202331.07%
Calendar 202420.48%
Calendar 20251.05%

Rolling returns

Rolling 1Y · average545 windows since 15 Feb 201612.18%
Rolling 1Y · median6.79%
Rolling 1Y · worst window-39.49%
Rolling 1Y · best window80.96%
Rolling 1Y · windows positive73%
Rolling 3Y · average442 windows since 14 Feb 201811.61%
Rolling 3Y · median11.86%
Rolling 3Y · worst window-10.53%
Rolling 3Y · best window28.61%
Rolling 3Y · windows positive90%
Rolling 5Y · average339 windows since 13 Feb 202010.99%
Rolling 5Y · median10.62%
Rolling 5Y · worst window-4.01%
Rolling 5Y · best window27.90%
Rolling 5Y · windows positive97%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)14.62%
Downside deviation (3Y)10.75%
Maximum drawdown-18.65%

Management

Fund managerRitesh Rathod, Pranay Sinha
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker