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OmniAsset › Mutual funds › SBI Retirement Benefit Fund - Conservative Hybrid Plan

SBI Retirement Benefit Fund - Conservative Hybrid Plan

Retirement fund benchmarked to CRISIL Hybrid 65+35 - Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202616.4225
CategoryRetirement
PlanDirect · Growth
Launched20 Jan 2021
Risk labelthe scheme's own riskometerHIGH
Legal benchmarkSEBI Tier-1CRISIL Hybrid 65+35 - Conservative Index
Expense ratiodirect plan, a year1.24%
AUM₹31.3 Cr
Growth of ₹10,000₹14,8002 Sep 2021 to 2 Sep 2026
₹14,894₹13,626₹12,359₹11,092₹9,825Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,800 (+8.2% a year) SBI Retirement Benefit Fund - Conservative Hybrid Plan

Performance (trailing, annualised)

1Y annualised3.85%
3Y annualised7.38%
5Y annualised8.16%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,1254.84%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,89,2185.13%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,22,9837.39%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20225.67%
Calendar 202315.83%
Calendar 20249.91%
Calendar 20255.48%

Rolling returns

Rolling 1Y · average233 windows since 22 Feb 20229.03%
Rolling 1Y · median7.70%
Rolling 1Y · worst window-1.61%
Rolling 1Y · best window18.62%
Rolling 1Y · windows positive98%
Rolling 3Y · average131 windows since 20 Feb 202410.54%
Rolling 3Y · median10.41%
Rolling 3Y · worst window7.23%
Rolling 3Y · best window13.66%
Rolling 3Y · windows positive100%
Rolling 5Y · average28 windows since 20 Feb 20268.91%
Rolling 5Y · median8.78%
Rolling 5Y · worst window8.25%
Rolling 5Y · best window9.97%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)5.66%
Downside deviation (3Y)3.93%
Maximum drawdown-6.87%

Management

Fund managerMr. Ardhendu Bhattacharya, Mr. Rohit Shimpi
Managing since30 Jun 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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