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OmniAsset › Mutual funds › SBI Retirement Benefit Fund - Conservative Hybrid Plan

SBI Retirement Benefit Fund - Conservative Hybrid Plan

Retirement fund benchmarked to CRISIL Hybrid 65+35 - Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202615.8908
CategoryRetirement
PlanRegular · Growth
Launched20 Jan 2021
Risk labelthe scheme's own riskometerHIGH
Legal benchmarkSEBI Tier-1CRISIL Hybrid 65+35 - Conservative Index
Expense ratiodirect plan, a year1.77%
AUM₹219 Cr
Growth of ₹10,000₹14,3892 Sep 2021 to 2 Sep 2026
₹14,485₹13,304₹12,124₹10,944₹9,764Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,389 (+7.6% a year) SBI Retirement Benefit Fund - Conservative Hybrid Plan

Performance (trailing, annualised)

1Y annualised3.34%
3Y annualised6.84%
5Y annualised7.55%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,7914.32%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,86,1394.60%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,12,8316.83%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20224.96%
Calendar 202315.22%
Calendar 20249.34%
Calendar 20254.97%

Rolling returns

Rolling 1Y · average233 windows since 22 Feb 20228.41%
Rolling 1Y · median7.16%
Rolling 1Y · worst window-2.10%
Rolling 1Y · best window18.01%
Rolling 1Y · windows positive98%
Rolling 3Y · average131 windows since 20 Feb 20249.93%
Rolling 3Y · median9.82%
Rolling 3Y · worst window6.69%
Rolling 3Y · best window13.06%
Rolling 3Y · windows positive100%
Rolling 5Y · average28 windows since 20 Feb 20268.29%
Rolling 5Y · median8.16%
Rolling 5Y · worst window7.63%
Rolling 5Y · best window9.31%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)5.66%
Downside deviation (3Y)3.95%
Maximum drawdown-6.98%

Management

Fund managerMr. Ardhendu Bhattacharya, Mr. Rohit Shimpi
Managing since30 Jun 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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