OmniAsset
Get app

OmniAsset › Mutual funds › Tata Retirement Savings Fund-Conservative Plan

Tata Retirement Savings Fund-Conservative Plan

Retirement fund benchmarked to CRISIL Short Term Debt Hybrid 75+25 Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202633.0275
CategoryRetirement
PlanRegular · Growth
Launched7 Oct 2011
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Short Term Debt Hybrid 75+25 Index
Expense ratiodirect plan, a year2.18%
AUM₹129 Cr
Growth of ₹10,000₹13,2312 Sep 2021 to 2 Sep 2026
₹13,288₹12,339₹11,390₹10,441₹9,493Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,231 (+5.8% a year) Tata Retirement Savings Fund-Conservative Plan

Performance (trailing, annualised)

1Y annualised4.87%
3Y annualised7.02%
5Y annualised5.76%
10Y annualised7.06%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,3156.71%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,92,2235.64%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,08,7506.60%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20217.58%
Calendar 20220.11%
Calendar 202312.08%
Calendar 20249.89%
Calendar 20253.60%

Rolling returns

Rolling 1Y · average709 windows since 8 Nov 20128.56%
Rolling 1Y · median8.05%
Rolling 1Y · worst window-2.40%
Rolling 1Y · best window25.54%
Rolling 1Y · windows positive95%
Rolling 3Y · average606 windows since 12 Nov 20148.71%
Rolling 3Y · median8.12%
Rolling 3Y · worst window3.45%
Rolling 3Y · best window14.39%
Rolling 3Y · windows positive100%
Rolling 5Y · average504 windows since 10 Nov 20168.42%
Rolling 5Y · median8.19%
Rolling 5Y · worst window5.21%
Rolling 5Y · best window11.88%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.71%
Downside deviation (3Y)3.34%
Maximum drawdown-5.31%

Management

Fund managerFM-1 Sonam Udasi, FM-2 Murthy Nagarajan, FM-3 Amit Somani
Managing since1 Jun 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker