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OmniAsset › Mutual funds › Tata Retirement Savings Fund-Moderate Plan

Tata Retirement Savings Fund-Moderate Plan

Retirement fund benchmarked to CRISIL Hybrid 25+75-Aggressive Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202683.1016
CategoryRetirement
PlanDirect · Growth
Launched7 Oct 2011
Risk labelthe scheme's own riskometerVery High
Legal benchmarkSEBI Tier-1CRISIL Hybrid 25+75-Aggressive Index
Expense ratiodirect plan, a year0.83%
AUM₹328 Cr
Growth of ₹10,000₹17,0162 Sep 2021 to 2 Sep 2026
₹17,122₹15,056₹12,990₹10,924₹8,858Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹17,016 (+11.2% a year) Tata Retirement Savings Fund-Moderate Plan

Performance (trailing, annualised)

1Y annualised9.37%
3Y annualised13.23%
5Y annualised11.22%
10Y annualised13.14%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,29,50814.95%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,21,11710.45%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹8,27,63312.82%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202122.26%
Calendar 2022-0.46%
Calendar 202327.12%
Calendar 202421.22%
Calendar 20252.48%

Rolling returns

Rolling 1Y · average653 windows since 7 Jan 201417.21%
Rolling 1Y · median13.75%
Rolling 1Y · worst window-17.95%
Rolling 1Y · best window75.91%
Rolling 1Y · windows positive86%
Rolling 3Y · average551 windows since 4 Jan 201615.47%
Rolling 3Y · median15.34%
Rolling 3Y · worst window0.27%
Rolling 3Y · best window29.92%
Rolling 3Y · windows positive100%
Rolling 5Y · average447 windows since 10 Jan 201814.70%
Rolling 5Y · median14.55%
Rolling 5Y · worst window4.65%
Rolling 5Y · best window25.00%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)12.45%
Downside deviation (3Y)9.09%
Maximum drawdown-15.08%

Management

Fund managerFM-1 Sonam Udasi, FM-2 Murthy Nagarajan, FM-3 Amit Somani
Managing since1 Jun 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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