Union Retirement Fund
Retirement fund benchmarked to BSE 500 Index (TRI). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.
| Latest NAV2 Sep 2026 | 16.59 |
|---|---|
| Category | Retirement |
| Plan | Regular · Idcw |
| Launched | 1 Sep 2022 |
| Risk labelthe scheme's own riskometer | Very High Risk |
| Legal benchmarkSEBI Tier-1 | BSE 500 Index (TRI) |
| Expense ratiodirect plan, a year | 2.66% |
| AUM | ₹189 Cr |
Growth of ₹10,000₹17,31729 Sep 2022 to 2 Sep 2026
₹17,317 (+15.0% a year) Union Retirement Fund
| Point | Union Retirement Fund |
|---|---|
| 29 Sep 2022 | ₹10,000 |
| 3 Oct 2022 | ₹10,063 |
| 10 Oct 2022 | ₹10,240 |
| 17 Oct 2022 | ₹10,209 |
| 25 Oct 2022 | ₹10,386 |
| 31 Oct 2022 | ₹10,491 |
| 7 Nov 2022 | ₹10,595 |
| 14 Nov 2022 | ₹10,522 |
| 21 Nov 2022 | ₹10,449 |
| 28 Nov 2022 | ₹10,668 |
| 5 Dec 2022 | ₹10,762 |
| 12 Dec 2022 | ₹10,637 |
| 19 Dec 2022 | ₹10,585 |
| 26 Dec 2022 | ₹10,344 |
| 2 Jan 2023 | ₹10,438 |
| 9 Jan 2023 | ₹10,376 |
| 16 Jan 2023 | ₹10,271 |
| 23 Jan 2023 | ₹10,324 |
| 30 Jan 2023 | ₹10,052 |
| 6 Feb 2023 | ₹10,209 |
| 13 Feb 2023 | ₹10,251 |
| 20 Feb 2023 | ₹10,292 |
| 27 Feb 2023 | ₹10,115 |
| 6 Mar 2023 | ₹10,271 |
| 13 Mar 2023 | ₹9,937 |
| 20 Mar 2023 | ₹9,833 |
| 27 Mar 2023 | ₹9,781 |
| 3 Apr 2023 | ₹10,031 |
| 10 Apr 2023 | ₹10,125 |
| 17 Apr 2023 | ₹10,198 |
| 24 Apr 2023 | ₹10,167 |
| 2 May 2023 | ₹10,376 |
| 8 May 2023 | ₹10,501 |
| 15 May 2023 | ₹10,626 |
| 22 May 2023 | ₹10,668 |
| 29 May 2023 | ₹10,793 |
| 5 Jun 2023 | ₹10,919 |
| 12 Jun 2023 | ₹11,013 |
| 19 Jun 2023 | ₹11,211 |
| 26 Jun 2023 | ₹11,148 |
| 3 Jul 2023 | ₹11,399 |
| 10 Jul 2023 | ₹11,451 |
| 17 Jul 2023 | ₹11,712 |
| 24 Jul 2023 | ₹11,795 |
| 31 Jul 2023 | ₹11,879 |
| 7 Aug 2023 | ₹11,868 |
| 14 Aug 2023 | ₹11,837 |
| 21 Aug 2023 | ₹11,900 |
| 28 Aug 2023 | ₹12,015 |
| 4 Sep 2023 | ₹12,171 |
| 11 Sep 2023 | ₹12,474 |
| 18 Sep 2023 | ₹12,359 |
| 25 Sep 2023 | ₹12,129 |
| 3 Oct 2023 | ₹12,234 |
| 9 Oct 2023 | ₹12,109 |
| 16 Oct 2023 | ₹12,328 |
| 23 Oct 2023 | ₹11,931 |
| 30 Oct 2023 | ₹11,952 |
| 6 Nov 2023 | ₹12,161 |
| 13 Nov 2023 | ₹12,338 |
| 20 Nov 2023 | ₹12,599 |
| 28 Nov 2023 | ₹12,620 |
| 4 Dec 2023 | ₹13,121 |
| 11 Dec 2023 | ₹13,194 |
| 18 Dec 2023 | ₹13,403 |
| 26 Dec 2023 | ₹13,340 |
| 1 Jan 2024 | ₹13,518 |
| 8 Jan 2024 | ₹13,559 |
| 15 Jan 2024 | ₹13,852 |
| 23 Jan 2024 | ₹13,403 |
| 29 Jan 2024 | ₹13,716 |
| 5 Feb 2024 | ₹13,852 |
| 12 Feb 2024 | ₹13,674 |
| 19 Feb 2024 | ₹13,998 |
| 26 Feb 2024 | ₹14,113 |
| 4 Mar 2024 | ₹14,269 |
| 11 Mar 2024 | ₹14,154 |
| 18 Mar 2024 | ₹13,789 |
| 26 Mar 2024 | ₹13,977 |
| 1 Apr 2024 | ₹14,217 |
| 8 Apr 2024 | ₹14,426 |
| 15 Apr 2024 | ₹14,154 |
| 22 Apr 2024 | ₹14,238 |
| 29 Apr 2024 | ₹14,582 |
| 6 May 2024 | ₹14,541 |
| 13 May 2024 | ₹14,238 |
| 21 May 2024 | ₹14,718 |
| 27 May 2024 | ₹14,927 |
| 3 Jun 2024 | ₹15,115 |
| 10 Jun 2024 | ₹15,052 |
| 18 Jun 2024 | ₹15,480 |
| 24 Jun 2024 | ₹15,501 |
| 1 Jul 2024 | ₹15,846 |
| 8 Jul 2024 | ₹15,950 |
| 15 Jul 2024 | ₹16,054 |
| 22 Jul 2024 | ₹15,814 |
| 29 Jul 2024 | ₹16,086 |
| 5 Aug 2024 | ₹15,522 |
| 12 Aug 2024 | ₹15,877 |
| 19 Aug 2024 | ₹15,981 |
| 26 Aug 2024 | ₹16,263 |
| 2 Sep 2024 | ₹16,388 |
| 9 Sep 2024 | ₹16,221 |
| 16 Sep 2024 | ₹16,628 |
| 23 Sep 2024 | ₹16,983 |
| 30 Sep 2024 | ₹16,785 |
| 7 Oct 2024 | ₹16,117 |
| 14 Oct 2024 | ₹16,534 |
| 21 Oct 2024 | ₹16,294 |
| 28 Oct 2024 | ₹15,856 |
| 4 Nov 2024 | ₹15,814 |
| 11 Nov 2024 | ₹15,835 |
| 18 Nov 2024 | ₹15,376 |
| 25 Nov 2024 | ₹15,856 |
| 2 Dec 2024 | ₹16,075 |
| 9 Dec 2024 | ₹16,367 |
| 16 Dec 2024 | ₹16,482 |
| 23 Dec 2024 | ₹15,856 |
| 30 Dec 2024 | ₹15,866 |
| 6 Jan 2025 | ₹15,752 |
| 13 Jan 2025 | ₹14,937 |
| 20 Jan 2025 | ₹15,240 |
| 27 Jan 2025 | ₹14,656 |
| 3 Feb 2025 | ₹15,031 |
| 10 Feb 2025 | ₹15,010 |
| 17 Feb 2025 | ₹14,468 |
| 24 Feb 2025 | ₹14,269 |
| 3 Mar 2025 | ₹13,925 |
| 10 Mar 2025 | ₹14,186 |
| 17 Mar 2025 | ₹14,248 |
| 24 Mar 2025 | ₹15,063 |
| 31 Mar 2025 | ₹14,948 |
| 7 Apr 2025 | ₹14,071 |
| 15 Apr 2025 | ₹14,812 |
| 21 Apr 2025 | ₹15,282 |
| 28 Apr 2025 | ₹15,313 |
| 5 May 2025 | ₹15,418 |
| 12 May 2025 | ₹15,626 |
| 19 May 2025 | ₹15,866 |
| 26 May 2025 | ₹15,887 |
| 2 Jun 2025 | ₹15,877 |
| 9 Jun 2025 | ₹16,232 |
| 16 Jun 2025 | ₹16,138 |
| 23 Jun 2025 | ₹16,117 |
| 30 Jun 2025 | ₹16,555 |
| 7 Jul 2025 | ₹16,472 |
| 14 Jul 2025 | ₹16,326 |
| 21 Jul 2025 | ₹16,388 |
| 28 Jul 2025 | ₹16,054 |
| 4 Aug 2025 | ₹16,138 |
| 11 Aug 2025 | ₹15,981 |
| 18 Aug 2025 | ₹16,253 |
| 25 Aug 2025 | ₹16,378 |
| 1 Sep 2025 | ₹16,159 |
| 8 Sep 2025 | ₹16,263 |
| 15 Sep 2025 | ₹16,482 |
| 22 Sep 2025 | ₹16,618 |
| 30 Sep 2025 | ₹16,106 |
| 6 Oct 2025 | ₹16,461 |
| 13 Oct 2025 | ₹16,524 |
| 20 Oct 2025 | ₹16,764 |
| 27 Oct 2025 | ₹16,806 |
| 3 Nov 2025 | ₹16,795 |
| 10 Nov 2025 | ₹16,618 |
| 17 Nov 2025 | ₹16,879 |
| 24 Nov 2025 | ₹16,701 |
| 1 Dec 2025 | ₹16,900 |
| 8 Dec 2025 | ₹16,545 |
| 15 Dec 2025 | ₹16,743 |
| 22 Dec 2025 | ₹16,858 |
| 29 Dec 2025 | ₹16,691 |
| 5 Jan 2026 | ₹17,035 |
| 12 Jan 2026 | ₹16,566 |
| 19 Jan 2026 | ₹16,534 |
| 27 Jan 2026 | ₹16,200 |
| 2 Feb 2026 | ₹16,284 |
| 9 Feb 2026 | ₹16,952 |
| 16 Feb 2026 | ₹16,889 |
| 23 Feb 2026 | ₹16,942 |
| 2 Mar 2026 | ₹16,566 |
| 9 Mar 2026 | ₹16,013 |
| 16 Mar 2026 | ₹15,585 |
| 23 Mar 2026 | ₹14,969 |
| 30 Mar 2026 | ₹15,052 |
| 6 Apr 2026 | ₹15,428 |
| 13 Apr 2026 | ₹16,211 |
| 20 Apr 2026 | ₹16,649 |
| 27 Apr 2026 | ₹16,597 |
| 4 May 2026 | ₹16,587 |
| 11 May 2026 | ₹16,681 |
| 18 May 2026 | ₹16,367 |
| 25 May 2026 | ₹16,722 |
| 1 Jun 2026 | ₹16,315 |
| 8 Jun 2026 | ₹16,211 |
| 15 Jun 2026 | ₹16,733 |
| 22 Jun 2026 | ₹17,161 |
| 29 Jun 2026 | ₹17,046 |
| 6 Jul 2026 | ₹17,317 |
| 13 Jul 2026 | ₹17,317 |
| 20 Jul 2026 | ₹17,286 |
| 27 Jul 2026 | ₹17,203 |
| 3 Aug 2026 | ₹17,463 |
| 10 Aug 2026 | ₹17,474 |
| 17 Aug 2026 | ₹17,578 |
| 24 Aug 2026 | ₹17,557 |
| 31 Aug 2026 | ₹17,568 |
| 2 Sep 2026 | ₹17,317 |
Performance (trailing, annualised)
| 1Y annualised | 7.18% |
|---|---|
| 3Y annualised | 12.59% |
Point-to-point from the fund's own published NAV; a period the history does not span is left out.
SIP returns
| SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,25,527 | 8.62% |
|---|---|
| SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,08,800 | 8.43% |
₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).
Calendar years
| Calendar 2023 | 30.05% |
|---|---|
| Calendar 2024 | 17.39% |
| Calendar 2025 | 6.06% |
Rolling returns
| Rolling 1Y · average151 windows since 4 Oct 2023 | 16.74% |
|---|---|
| Rolling 1Y · median | 10.16% |
| Rolling 1Y · worst window | -4.05% |
| Rolling 1Y · best window | 43.33% |
| Rolling 1Y · windows positive | 94% |
| Rolling 3Y · average48 windows since 30 Sep 2025 | 16.06% |
| Rolling 3Y · median | 16.34% |
| Rolling 3Y · worst window | 13.33% |
| Rolling 3Y · best window | 18.29% |
| Rolling 3Y · windows positive | 100% |
Every window of that length in the published history, so one lucky start date cannot flatter the fund.
Risk
| Volatility (3Y) | 14.25% |
|---|---|
| Downside deviation (3Y) | 10.46% |
| Maximum drawdown | -18.19% |
Management
| Fund manager | Mr. Pratik Dharmshi, Mr. Pratit Vajani |
|---|---|
| Managing since | 9 Dec 2024 |
Related
Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.
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