Union Retirement Fund
Retirement fund benchmarked to BSE 500 Index (TRI). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.
| Latest NAV2 Sep 2026 | 17.53 |
|---|---|
| Category | Retirement |
| Plan | Direct · Idcw |
| Launched | 1 Sep 2022 |
| Risk labelthe scheme's own riskometer | Very High Risk |
| Legal benchmarkSEBI Tier-1 | BSE 500 Index (TRI) |
| Expense ratiodirect plan, a year | 1.37% |
| AUM | ₹0.14 Cr |
Growth of ₹10,000₹18,27929 Sep 2022 to 2 Sep 2026
₹18,279 (+16.6% a year) Union Retirement Fund
| Point | Union Retirement Fund |
|---|---|
| 29 Sep 2022 | ₹10,000 |
| 3 Oct 2022 | ₹10,052 |
| 10 Oct 2022 | ₹10,240 |
| 17 Oct 2022 | ₹10,209 |
| 25 Oct 2022 | ₹10,386 |
| 31 Oct 2022 | ₹10,501 |
| 7 Nov 2022 | ₹10,605 |
| 14 Nov 2022 | ₹10,542 |
| 21 Nov 2022 | ₹10,469 |
| 28 Nov 2022 | ₹10,688 |
| 5 Dec 2022 | ₹10,782 |
| 12 Dec 2022 | ₹10,667 |
| 19 Dec 2022 | ₹10,615 |
| 26 Dec 2022 | ₹10,375 |
| 2 Jan 2023 | ₹10,480 |
| 9 Jan 2023 | ₹10,417 |
| 16 Jan 2023 | ₹10,323 |
| 23 Jan 2023 | ₹10,375 |
| 30 Jan 2023 | ₹10,115 |
| 6 Feb 2023 | ₹10,271 |
| 13 Feb 2023 | ₹10,313 |
| 20 Feb 2023 | ₹10,365 |
| 27 Feb 2023 | ₹10,188 |
| 6 Mar 2023 | ₹10,344 |
| 13 Mar 2023 | ₹10,010 |
| 20 Mar 2023 | ₹9,917 |
| 27 Mar 2023 | ₹9,864 |
| 3 Apr 2023 | ₹10,115 |
| 10 Apr 2023 | ₹10,219 |
| 17 Apr 2023 | ₹10,292 |
| 24 Apr 2023 | ₹10,261 |
| 2 May 2023 | ₹10,480 |
| 8 May 2023 | ₹10,615 |
| 15 May 2023 | ₹10,730 |
| 22 May 2023 | ₹10,782 |
| 29 May 2023 | ₹10,918 |
| 5 Jun 2023 | ₹11,053 |
| 12 Jun 2023 | ₹11,147 |
| 19 Jun 2023 | ₹11,356 |
| 26 Jun 2023 | ₹11,283 |
| 3 Jul 2023 | ₹11,554 |
| 10 Jul 2023 | ₹11,595 |
| 17 Jul 2023 | ₹11,867 |
| 24 Jul 2023 | ₹11,960 |
| 31 Jul 2023 | ₹12,054 |
| 7 Aug 2023 | ₹12,044 |
| 14 Aug 2023 | ₹12,013 |
| 21 Aug 2023 | ₹12,075 |
| 28 Aug 2023 | ₹12,200 |
| 4 Sep 2023 | ₹12,367 |
| 11 Sep 2023 | ₹12,669 |
| 18 Sep 2023 | ₹12,565 |
| 25 Sep 2023 | ₹12,336 |
| 3 Oct 2023 | ₹12,450 |
| 9 Oct 2023 | ₹12,325 |
| 16 Oct 2023 | ₹12,555 |
| 23 Oct 2023 | ₹12,148 |
| 30 Oct 2023 | ₹12,179 |
| 6 Nov 2023 | ₹12,388 |
| 13 Nov 2023 | ₹12,586 |
| 20 Nov 2023 | ₹12,847 |
| 28 Nov 2023 | ₹12,868 |
| 4 Dec 2023 | ₹13,379 |
| 11 Dec 2023 | ₹13,472 |
| 18 Dec 2023 | ₹13,681 |
| 26 Dec 2023 | ₹13,618 |
| 1 Jan 2024 | ₹13,816 |
| 8 Jan 2024 | ₹13,858 |
| 15 Jan 2024 | ₹14,161 |
| 23 Jan 2024 | ₹13,712 |
| 29 Jan 2024 | ₹14,025 |
| 5 Feb 2024 | ₹14,171 |
| 12 Feb 2024 | ₹13,994 |
| 19 Feb 2024 | ₹14,327 |
| 26 Feb 2024 | ₹14,442 |
| 4 Mar 2024 | ₹14,609 |
| 11 Mar 2024 | ₹14,494 |
| 18 Mar 2024 | ₹14,119 |
| 26 Mar 2024 | ₹14,307 |
| 1 Apr 2024 | ₹14,567 |
| 8 Apr 2024 | ₹14,776 |
| 15 Apr 2024 | ₹14,494 |
| 22 Apr 2024 | ₹14,588 |
| 29 Apr 2024 | ₹14,943 |
| 6 May 2024 | ₹14,911 |
| 13 May 2024 | ₹14,599 |
| 21 May 2024 | ₹15,099 |
| 27 May 2024 | ₹15,308 |
| 3 Jun 2024 | ₹15,506 |
| 10 Jun 2024 | ₹15,443 |
| 18 Jun 2024 | ₹15,881 |
| 24 Jun 2024 | ₹15,912 |
| 1 Jul 2024 | ₹16,267 |
| 8 Jul 2024 | ₹16,382 |
| 15 Jul 2024 | ₹16,486 |
| 22 Jul 2024 | ₹16,246 |
| 29 Jul 2024 | ₹16,538 |
| 5 Aug 2024 | ₹15,965 |
| 12 Aug 2024 | ₹16,319 |
| 19 Aug 2024 | ₹16,434 |
| 26 Aug 2024 | ₹16,736 |
| 2 Sep 2024 | ₹16,861 |
| 9 Sep 2024 | ₹16,694 |
| 16 Sep 2024 | ₹17,122 |
| 23 Sep 2024 | ₹17,487 |
| 30 Sep 2024 | ₹17,289 |
| 7 Oct 2024 | ₹16,611 |
| 14 Oct 2024 | ₹17,049 |
| 21 Oct 2024 | ₹16,799 |
| 28 Oct 2024 | ₹16,340 |
| 4 Nov 2024 | ₹16,309 |
| 11 Nov 2024 | ₹16,330 |
| 18 Nov 2024 | ₹15,871 |
| 25 Nov 2024 | ₹16,361 |
| 2 Dec 2024 | ₹16,590 |
| 9 Dec 2024 | ₹16,893 |
| 16 Dec 2024 | ₹17,028 |
| 23 Dec 2024 | ₹16,382 |
| 30 Dec 2024 | ₹16,392 |
| 6 Jan 2025 | ₹16,277 |
| 13 Jan 2025 | ₹15,443 |
| 20 Jan 2025 | ₹15,766 |
| 27 Jan 2025 | ₹15,151 |
| 3 Feb 2025 | ₹15,547 |
| 10 Feb 2025 | ₹15,537 |
| 17 Feb 2025 | ₹14,974 |
| 24 Feb 2025 | ₹14,765 |
| 3 Mar 2025 | ₹14,421 |
| 10 Mar 2025 | ₹14,692 |
| 17 Mar 2025 | ₹14,755 |
| 24 Mar 2025 | ₹15,610 |
| 31 Mar 2025 | ₹15,495 |
| 7 Apr 2025 | ₹14,588 |
| 15 Apr 2025 | ₹15,360 |
| 21 Apr 2025 | ₹15,850 |
| 28 Apr 2025 | ₹15,892 |
| 5 May 2025 | ₹15,996 |
| 12 May 2025 | ₹16,215 |
| 19 May 2025 | ₹16,475 |
| 26 May 2025 | ₹16,496 |
| 2 Jun 2025 | ₹16,496 |
| 9 Jun 2025 | ₹16,872 |
| 16 Jun 2025 | ₹16,778 |
| 23 Jun 2025 | ₹16,757 |
| 30 Jun 2025 | ₹17,216 |
| 7 Jul 2025 | ₹17,132 |
| 14 Jul 2025 | ₹16,986 |
| 21 Jul 2025 | ₹17,059 |
| 28 Jul 2025 | ₹16,715 |
| 4 Aug 2025 | ₹16,809 |
| 11 Aug 2025 | ₹16,642 |
| 18 Aug 2025 | ₹16,934 |
| 25 Aug 2025 | ₹17,070 |
| 1 Sep 2025 | ₹16,840 |
| 8 Sep 2025 | ₹16,966 |
| 15 Sep 2025 | ₹17,185 |
| 22 Sep 2025 | ₹17,331 |
| 30 Sep 2025 | ₹16,809 |
| 6 Oct 2025 | ₹17,185 |
| 13 Oct 2025 | ₹17,258 |
| 20 Oct 2025 | ₹17,508 |
| 27 Oct 2025 | ₹17,550 |
| 3 Nov 2025 | ₹17,550 |
| 10 Nov 2025 | ₹17,372 |
| 17 Nov 2025 | ₹17,643 |
| 24 Nov 2025 | ₹17,456 |
| 1 Dec 2025 | ₹17,675 |
| 8 Dec 2025 | ₹17,310 |
| 15 Dec 2025 | ₹17,518 |
| 22 Dec 2025 | ₹17,643 |
| 29 Dec 2025 | ₹17,466 |
| 5 Jan 2026 | ₹17,842 |
| 12 Jan 2026 | ₹17,351 |
| 19 Jan 2026 | ₹17,331 |
| 27 Jan 2026 | ₹16,976 |
| 2 Feb 2026 | ₹17,059 |
| 9 Feb 2026 | ₹17,769 |
| 16 Feb 2026 | ₹17,706 |
| 23 Feb 2026 | ₹17,779 |
| 2 Mar 2026 | ₹17,383 |
| 9 Mar 2026 | ₹16,799 |
| 16 Mar 2026 | ₹16,361 |
| 23 Mar 2026 | ₹15,714 |
| 30 Mar 2026 | ₹15,808 |
| 6 Apr 2026 | ₹16,204 |
| 13 Apr 2026 | ₹17,039 |
| 20 Apr 2026 | ₹17,497 |
| 27 Apr 2026 | ₹17,445 |
| 4 May 2026 | ₹17,435 |
| 11 May 2026 | ₹17,539 |
| 18 May 2026 | ₹17,216 |
| 25 May 2026 | ₹17,602 |
| 1 Jun 2026 | ₹17,164 |
| 8 Jun 2026 | ₹17,059 |
| 15 Jun 2026 | ₹17,623 |
| 22 Jun 2026 | ₹18,071 |
| 29 Jun 2026 | ₹17,956 |
| 6 Jul 2026 | ₹18,248 |
| 13 Jul 2026 | ₹18,248 |
| 20 Jul 2026 | ₹18,227 |
| 27 Jul 2026 | ₹18,144 |
| 3 Aug 2026 | ₹18,415 |
| 10 Aug 2026 | ₹18,436 |
| 17 Aug 2026 | ₹18,551 |
| 24 Aug 2026 | ₹18,530 |
| 31 Aug 2026 | ₹18,551 |
| 2 Sep 2026 | ₹18,279 |
Performance (trailing, annualised)
| 1Y annualised | 8.48% |
|---|---|
| 3Y annualised | 14.05% |
Point-to-point from the fund's own published NAV; a period the history does not span is left out.
SIP returns
| SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,26,364 | 9.94% |
|---|---|
| SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,17,159 | 9.80% |
₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).
Calendar years
| Calendar 2023 | 32.30% |
|---|---|
| Calendar 2024 | 18.75% |
| Calendar 2025 | 7.45% |
Rolling returns
| Rolling 1Y · average151 windows since 4 Oct 2023 | 18.35% |
|---|---|
| Rolling 1Y · median | 11.62% |
| Rolling 1Y · worst window | -2.78% |
| Rolling 1Y · best window | 45.55% |
| Rolling 1Y · windows positive | 97% |
| Rolling 3Y · average48 windows since 30 Sep 2025 | 17.65% |
| Rolling 3Y · median | 17.93% |
| Rolling 3Y · worst window | 14.79% |
| Rolling 3Y · best window | 19.89% |
| Rolling 3Y · windows positive | 100% |
Every window of that length in the published history, so one lucky start date cannot flatter the fund.
Risk
| Volatility (3Y) | 14.25% |
|---|---|
| Downside deviation (3Y) | 10.43% |
| Maximum drawdown | -17.77% |
Management
| Fund manager | Mr. Pratik Dharmshi, Mr. Pratit Vajani |
|---|---|
| Managing since | 9 Dec 2024 |
Related
Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.
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