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OmniAsset › Mutual funds › UTI - Banking and Financial Services Fund

UTI - Banking and Financial Services Fund

Sectoral / Thematic fund benchmarked to Nifty Financial Services TRI. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 2026224.2934
CategorySectoral / Thematic
PlanDirect · Growth
Launched2 Jan 2003
Risk labelthe scheme's own riskometerVery High
Legal benchmarkSEBI Tier-1Nifty Financial Services TRI
Expense ratiodirect plan, a year1.44%
AUM₹173 Cr
Growth of ₹10,000₹17,3272 Sep 2021 to 2 Sep 2026
₹18,261₹15,822₹13,384₹10,946₹8,508Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹17,327 (+11.6% a year) UTI - Banking and Financial Services Fund

Performance (trailing, annualised)

1Y annualised7.62%
3Y annualised13.33%
5Y annualised11.62%
10Y annualised10.94%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,2533.49%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,13,4479.19%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹8,18,93212.39%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202115.53%
Calendar 202216.45%
Calendar 202320.81%
Calendar 202412.26%
Calendar 202517.53%

Rolling returns

Rolling 1Y · average653 windows since 6 Jan 201416.27%
Rolling 1Y · median13.48%
Rolling 1Y · worst window-46.08%
Rolling 1Y · best window93.31%
Rolling 1Y · windows positive80%
Rolling 3Y · average551 windows since 4 Jan 201613.34%
Rolling 3Y · median14.57%
Rolling 3Y · worst window-13.59%
Rolling 3Y · best window34.51%
Rolling 3Y · windows positive93%
Rolling 5Y · average448 windows since 3 Jan 201812.21%
Rolling 5Y · median11.77%
Rolling 5Y · worst window-3.13%
Rolling 5Y · best window28.09%
Rolling 5Y · windows positive98%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)16.04%
Downside deviation (3Y)11.38%
Maximum drawdown-16.51%

Management

Fund managerMr. Bhavesh Kanani
Managing since12 Jan 2026

What it holds

SecurityWeight
HDFC Bank Ltd17.3%
ICICI Bank Ltd12.5%
Axis Bank Ltd9.7%
State Bank of India8.9%
Kotak Mahindra Bank Ltd8.8%
Bajaj Finance Ltd7.9%
Shriram Transport Finance Company Ltd3.8%
Ujjivan Small Finance Bank Ltd3.8%
SBI Life Insurance Company Ltd3.6%
Bajaj Finserv Ltd2.1%
SectorWeight
Financial95.7%
Industrials0.7%

Portfolio disclosed: 96.4% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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