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OmniAsset › Mutual funds › UTI Retirement Fund

UTI Retirement Fund

Retirement fund benchmarked to CRISIL Short Term Debt Hybrid 60+40 Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202650.5495
CategoryRetirement
PlanRegular · Growth
Launched26 Dec 1994
Risk labelthe scheme's own riskometerHigh
Legal benchmarkSEBI Tier-1CRISIL Short Term Debt Hybrid 60+40 Index
Expense ratiodirect plan, a year1.63%
AUM₹4,411 Cr
Growth of ₹10,000₹15,1702 Sep 2021 to 2 Sep 2026
₹15,377₹13,993₹12,610₹11,227₹9,844Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,170 (+8.7% a year) UTI Retirement Fund

Performance (trailing, annualised)

1Y annualised3.08%
3Y annualised8.61%
5Y annualised8.69%
10Y annualised8.51%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,2541.94%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,88,7445.05%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,32,6977.92%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202118.53%
Calendar 20225.28%
Calendar 202316.69%
Calendar 202414.47%
Calendar 20256.06%

Rolling returns

Rolling 1Y · average1002 windows since 5 Apr 20075.48%
Rolling 1Y · median4.91%
Rolling 1Y · worst window-18.30%
Rolling 1Y · best window38.54%
Rolling 1Y · windows positive68%
Rolling 3Y · average898 windows since 9 Apr 20095.45%
Rolling 3Y · median5.54%
Rolling 3Y · worst window-6.94%
Rolling 3Y · best window17.54%
Rolling 3Y · windows positive78%
Rolling 5Y · average795 windows since 7 Apr 20115.22%
Rolling 5Y · median6.38%
Rolling 5Y · worst window-4.06%
Rolling 5Y · best window17.21%
Rolling 5Y · windows positive75%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)5.78%
Downside deviation (3Y)4.04%
Maximum drawdown-6.39%

Management

Fund managerMr. Anurag Mittal, Mr. V Srivatsa
Managing since3 Nov 2025

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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